Below Average CostHigher than AverageNORTHSIDE ISD
Median Income
$164,679
household / year
Median Home Value
$432,800
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
94
national avg = 100
Is Cross Mountain, TX a Good Place to Live?
Cross Mountain is a small town of 4,523 in Texas, with a median household income of $164,679
and a 2.3% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Cross Mountain stands out for an affordable cost of living, solid school ratings (A+), a well-educated population, short average commutes.
Trade-offs:
Potential downsides include high home prices. Whether Cross Mountain is right for you depends on your priorities — the full breakdown is below.
All Cross Mountain city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.7
Cross Mountain's overall cost of living index is 93.7,
where 100 represents the US national average.
Living in Cross Mountain costs roughly 6% less than the average American city.
Metric
Cross Mountain, TX
National Avg
Median Home Value
$432,800
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
86.7%
65.9%
Median Household Income
$164,679
$74,755
Crime & Safety
Higher than Average
Cross Mountain's violent crime rate is 516.3 per 100,000 residents
— 36% higher than the national average of ~380 per 100,000.
Violent Crime
516.3 /100k
Property Crime
4009.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Cross Mountain is served primarily by NORTHSIDE ISD.
The student-to-teacher ratio is 14.2:1
(better than the national average of ~16:1).
Metric
Cross Mountain, TX
National Avg
School District
NORTHSIDE ISD
—
Elementary Schools
83
—
Middle Schools
24
—
High Schools
17
—
Student/Teacher Ratio
14.2:1
16:1
Bachelor's Degree or Higher
53.8%
35.4%
High School Diploma or Higher
91.4%
91.1%
Weather & Climate
Cross Mountain sees average highs of 61.5°F in January
and 92.5°F in July,
with 38.7 inches of annual precipitation
and 0.1 inches of snow per year.
Cross Mountain's cost of living index is 94, where 100 is the national average.
That makes Cross Mountain roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $432,800 and median rent is N/A/month.
Cross Mountain's violent crime rate is 516.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4009.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cross Mountain are operated by NORTHSIDE ISD.
The district has 83 elementary, 24 middle, and 17 high schools.
The student-to-teacher ratio is 14.2:1. 53.8% of adults 25+ hold a bachelor's degree or higher.
Cross Mountain, TX has a population of 4,523, a median household income of $164,679, and an unemployment rate of 2.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cross Mountain averages 61.5°F in January and 92.5°F in July. Annual rainfall is 38.7 inches
with about 0.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Cross Mountain, TX is covered by 1 ZIP code: 78255.
The population of Cross Mountain, Texas is 4,523 with a median age of 40.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cross Mountain: cost of living index 94 (100 = US average), median home $432,800, median household income $164,679, crime index 158 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Cross Mountain side by side with your current city to see the trade-offs.