What are the schools like in Cottonwood Shores, TX?

School district data for Cottonwood Shores is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Cottonwood Shores?

The median household income in Cottonwood Shores, TX is $60,817 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.5%.

What is the weather like in Cottonwood Shores, TX?

Cottonwood Shores has an average high temperature of 60.7°F in January and 95.0°F in July. Annual precipitation averages 32.4 inches.

Cottonwood Shores, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Cottonwood Shores, TX affordable or expensive?

Cottonwood Shores's cost of living index is 95, where 100 represents the national average. This means Cottonwood Shores is 5% less expensive than the average US city. The median home value is $212,600 and the median rent is $925 per month.

Q: What is the crime rate in Cottonwood Shores, TX?

Cottonwood Shores has a violent crime rate of 226.4 incidents per 100,000 residents and a property crime rate of 897.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Cottonwood Shores, TX a Good Place to Live?

Cottonwood Shores is a small town of 1,481 in Texas, with a median household income of $60,817 and a 2.5% unemployment rate. Its cost of living index is 95 (US average = 100), which is 5% below the national average.

Strengths: Cottonwood Shores stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Cottonwood Shores is right for you depends on your priorities — the full breakdown is below.

All Cottonwood Shores city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.7

Cottonwood Shores's overall cost of living index is 94.7, where 100 represents the US national average. Living in Cottonwood Shores costs roughly 5% less than the average American city.

Metric	Cottonwood Shores, TX	National Avg
Median Home Value	$212,600	$244,900
Median Monthly Rent	$925	$1,163
Homeownership Rate	79.0%	65.9%
Median Household Income	$60,817	$74,755

Crime & Safety

Very Safe

Cottonwood Shores's violent crime rate is 226.4 per 100,000 residents — 40% lower than the national average of ~380 per 100,000.

Violent Crime

226.4 /100k

Property Crime

897.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Cottonwood Shores, TX	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	15.4%	35.4%
High School Diploma or Higher	90.9%	91.1%

Weather & Climate

Cottonwood Shores sees average highs of 60.7°F in January and 95.0°F in July, with 32.4 inches of annual precipitation .

Metric	Cottonwood Shores, TX
Average High — January	60.7°F
Average High — July	95.0°F
Annual Precipitation	32.4"
Annual Snowfall	Trace / None

Demographics

Metric	Cottonwood Shores, TX	National Avg
Population	1,481	—
Median Age	34.8	38.9
Unemployment Rate	2.5%	3.7%
Avg Commute Time	19.5 min	26 min
White (non-Hispanic)	77.0%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	21.3%	18.9%
Asian	0.7%	6.3%
Under 18	24.3%	22.2%
65 and over	10.2%	16.8%

Nearby Cities

Meadowlakes, TX 2 mi Marble Falls, TX 3 mi Horseshoe Bay, TX 3 mi Granite Shoals, TX 3 mi Highland Haven, TX 5 mi

Cottonwood Shores vs Other Cities

Cottonwood Shores, TX vs Meadowlakes, TX Cottonwood Shores, TX vs Marble Falls, TX Cottonwood Shores, TX vs Horseshoe Bay, TX Cottonwood Shores, TX vs Granite Shoals, TX Cottonwood Shores, TX vs Highland Haven, TX

Frequently Asked Questions

Is Cottonwood Shores, TX affordable or expensive?

Cottonwood Shores's cost of living index is 95, where 100 is the national average. That makes Cottonwood Shores roughly 5% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $212,600 and median rent is $925/month.

What is the crime rate in Cottonwood Shores, TX?

Cottonwood Shores's violent crime rate is 226.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 897.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Cottonwood Shores?

School district information is sourced from NCES Common Core of Data.

Is Cottonwood Shores, TX a good place to live?

Cottonwood Shores, TX has a population of 1,481, a median household income of $60,817, and an unemployment rate of 2.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Cottonwood Shores?

Cottonwood Shores averages 60.7°F in January and 95.0°F in July. Annual rainfall is 32.4 inches . Based on NOAA 30-year climate normals (1991–2020).

What is the population of Cottonwood Shores?

The population of Cottonwood Shores, Texas is 1,481 with a median age of 34.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Cottonwood Shores?

Key numbers for living in Cottonwood Shores: cost of living index 95 (100 = US average), median home $212,600, median household income $60,817, crime index 53 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Cottonwood Shores side by side with your current city to see the trade-offs.