Median Income
$89,904
household / year
Median Home Value
$256,000
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
98
national avg = 100

Is Cedar Creek, TX a Good Place to Live?

Cedar Creek is a small town of 3,950 in Texas, with a median household income of $89,904 and a 5.9% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Cedar Creek's profile is close to national averages across most measures.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Cedar Creek is right for you depends on your priorities — the full breakdown is below.

All Cedar Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.6

Cedar Creek's overall cost of living index is 97.6, where 100 represents the US national average. Living in Cedar Creek costs roughly 2% less than the average American city.

Metric Cedar Creek, TX National Avg
Median Home Value $256,000 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 81.5% 65.9%
Median Household Income $89,904 $74,755

Crime & Safety

Near National Average

Cedar Creek's violent crime rate is 484.7 per 100,000 residents — 28% higher than the national average of ~380 per 100,000.

Violent Crime
484.7 /100k
Property Crime
1673.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cedar Creek is served primarily by BASTROP ISD. The student-to-teacher ratio is 16.8:1 (slightly above the national average of ~16:1).

Metric Cedar Creek, TX National Avg
School District BASTROP ISD
Elementary Schools 8
Middle Schools 4
High Schools 4
Student/Teacher Ratio 16.8:1 16:1
Bachelor's Degree or Higher 27.0% 35.4%
High School Diploma or Higher 73.0% 91.1%

Weather & Climate

Cedar Creek sees average highs of 62.2°F in January and 95.5°F in July, with 37.7 inches of annual precipitation .

MetricCedar Creek, TX
Average High — January62.2°F
Average High — July95.5°F
Annual Precipitation37.7"
Annual SnowfallTrace / None

Demographics

MetricCedar Creek, TXNational Avg
Population3,950
Median Age21.638.9
Unemployment Rate5.9%3.7%
Avg Commute Time50.3 min26 min
White (non-Hispanic)28.7%59.3%
Black or African American35.3%13.6%
Hispanic or Latino33.9%18.9%
Asian0.0%6.3%
Under 1846.5%22.2%
65 and over14.4%16.8%

Nearby Cities

ZIP Codes in Cedar Creek

Cedar Creek, TX is covered by 1 ZIP code:

Cedar Creek vs Other Cities

Frequently Asked Questions

Cedar Creek's cost of living index is 98, where 100 is the national average. That makes Cedar Creek roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $256,000 and median rent is N/A/month.
Cedar Creek's violent crime rate is 484.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1673.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cedar Creek are operated by BASTROP ISD. The district has 8 elementary, 4 middle, and 4 high schools. The student-to-teacher ratio is 16.8:1. 27.0% of adults 25+ hold a bachelor's degree or higher.
Cedar Creek, TX has a population of 3,950, a median household income of $89,904, and an unemployment rate of 5.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cedar Creek averages 62.2°F in January and 95.5°F in July. Annual rainfall is 37.7 inches . Based on NOAA 30-year climate normals (1991–2020).
Cedar Creek, TX is covered by 1 ZIP code: 78612.
The population of Cedar Creek, Texas is 3,950 with a median age of 21.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cedar Creek: cost of living index 98 (100 = US average), median home $256,000, median household income $89,904, crime index 108 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Cedar Creek side by side with your current city to see the trade-offs.