Median Income
$60,628
household / year
Median Home Value
$172,700
owner-occupied
Median Rent
$997
gross / month
Cost of Living
91
national avg = 100

Is Amarillo, TX a Good Place to Live?

Amarillo is a mid-sized city of 200,360 in Texas, with a median household income of $60,628 and a 3.5% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Amarillo stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index. Whether Amarillo is right for you depends on your priorities — the full breakdown is below.

All Amarillo city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Amarillo's overall cost of living index is 90.8, where 100 represents the US national average. Living in Amarillo costs roughly 9% less than the average American city.

Metric Amarillo, TX National Avg
Median Home Value $172,700 $244,900
Median Monthly Rent $997 $1,163
Homeownership Rate 59.6% 65.9%
Median Household Income $60,628 $74,755

Crime & Safety

Higher than Average

Amarillo's violent crime rate is 690.5 per 100,000 residents — 82% higher than the national average of ~380 per 100,000.

Violent Crime
690.5 /100k
Property Crime
2655.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Amarillo is served primarily by AMARILLO ISD. The student-to-teacher ratio is 14.5:1 (better than the national average of ~16:1).

Metric Amarillo, TX National Avg
School District AMARILLO ISD
Elementary Schools 37
Middle Schools 12
High Schools 6
Student/Teacher Ratio 14.5:1 16:1
Bachelor's Degree or Higher 25.2% 35.4%
High School Diploma or Higher 86.1% 91.1%

Weather & Climate

Amarillo sees average highs of 50.7°F in January and 92.0°F in July, with 19.7 inches of annual precipitation and 17.2 inches of snow per year.

MetricAmarillo, TX
Average High — January50.7°F
Average High — July92.0°F
Annual Precipitation19.7"
Annual Snowfall17.2"

Demographics

MetricAmarillo, TXNational Avg
Population200,360
Median Age34.438.9
Unemployment Rate3.5%3.7%
Avg Commute Time18.5 min26 min
White (non-Hispanic)72.6%59.3%
Black or African American7.1%13.6%
Hispanic or Latino12.5%18.9%
Asian4.1%6.3%
Under 1826.5%22.2%
65 and over14.5%16.8%

Nearby Cities

ZIP Codes in Amarillo

Amarillo, TX is covered by 14 ZIP codes:

Amarillo vs Other Cities

Frequently Asked Questions

Amarillo's cost of living index is 91, where 100 is the national average. That makes Amarillo roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $172,700 and median rent is $997/month.
Amarillo's violent crime rate is 690.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2655.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Amarillo are operated by AMARILLO ISD. The district has 37 elementary, 12 middle, and 6 high schools. The student-to-teacher ratio is 14.5:1. 25.2% of adults 25+ hold a bachelor's degree or higher.
Amarillo, TX has a population of 200,360, a median household income of $60,628, and an unemployment rate of 3.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Amarillo averages 50.7°F in January and 92.0°F in July. Annual rainfall is 19.7 inches with about 17.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Amarillo, TX is covered by 14 ZIP codes: 79107, 79118, 79109, 79111, 79108, 79106, 79124, 79119, 79110, 79103, 79104, 79102, 79121, 79101.
The population of Amarillo, Texas is 200,360 with a median age of 34.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Amarillo: cost of living index 91 (100 = US average), median home $172,700, median household income $60,628, crime index 160 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Amarillo side by side with your current city to see the trade-offs.