Median Income
$66,000
household / year
Median Home Value
$226,700
owner-occupied
Median Rent
$926
gross / month
Cost of Living
97
national avg = 100

Is White Bluff, TN a Good Place to Live?

White Bluff is a small town of 3,879 in Tennessee, with a median household income of $66,000 and a 1.2% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: White Bluff stands out for below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether White Bluff is right for you depends on your priorities — the full breakdown is below.

All White Bluff city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.4

White Bluff's overall cost of living index is 97.4, where 100 represents the US national average. Living in White Bluff costs roughly 3% less than the average American city.

Metric White Bluff, TN National Avg
Median Home Value $226,700 $244,900
Median Monthly Rent $926 $1,163
Homeownership Rate 67.5% 65.9%
Median Household Income $66,000 $74,755

Crime & Safety

Safer than Average

White Bluff's violent crime rate is 328.5 per 100,000 residents — 14% lower than the national average of ~380 per 100,000.

Violent Crime
328.5 /100k
Property Crime
962.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

White Bluff is served primarily by Dickson County.

Metric White Bluff, TN National Avg
School District Dickson County —
Elementary Schools 8 —
Middle Schools 4 —
High Schools 2 —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 16.2% 35.4%
High School Diploma or Higher 81.5% 91.1%

Weather & Climate

White Bluff sees average highs of 46.8°F in January and 85.3°F in July, with 54.9 inches of annual precipitation and 1.4 inches of snow per year.

MetricWhite Bluff, TN
Average High — January46.8°F
Average High — July85.3°F
Annual Precipitation54.9"
Annual Snowfall1.4"

Demographics

MetricWhite Bluff, TNNational Avg
Population3,879—
Median Age40.938.9
Unemployment Rate1.2%3.7%
Avg Commute Time39.0 min26 min
White (non-Hispanic)92.1%59.3%
Black or African American2.9%13.6%
Hispanic or Latino3.7%18.9%
Asian0.0%6.3%
Under 1816.5%22.2%
65 and over18.4%16.8%

Nearby Cities

ZIP Codes in White Bluff

White Bluff, TN is covered by 1 ZIP code:

White Bluff vs Other Cities

Frequently Asked Questions

White Bluff's cost of living index is 97, where 100 is the national average. That makes White Bluff roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $226,700 and median rent is $926/month.
White Bluff's violent crime rate is 328.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 962.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in White Bluff are operated by Dickson County. The district has 8 elementary, 4 middle, and 2 high schools. 16.2% of adults 25+ hold a bachelor's degree or higher.
White Bluff, TN has a population of 3,879, a median household income of $66,000, and an unemployment rate of 1.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
White Bluff averages 46.8°F in January and 85.3°F in July. Annual rainfall is 54.9 inches with about 1.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
White Bluff, TN is covered by 1 ZIP code: 37187.
The population of White Bluff, Tennessee is 3,879 with a median age of 40.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in White Bluff: cost of living index 97 (100 = US average), median home $226,700, median household income $66,000, crime index 70 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare White Bluff side by side with your current city to see the trade-offs.