Humphreys-county-courthouse-tn1 · Brian Stansberry / CC BY 3.0Waverly-tennessee-reynoldsburg1 · Brian Stansberry (photographer) / CC BY 3.0Waverly-tennessee-ncourtsq1 · Brian Stansberry / CC BY 3.0
Waverly is a small town of 4,284 in Tennessee, with a median household income of $43,750
and a 20.8% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Waverly stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Waverly is right for you depends on your priorities — the full breakdown is below.
All Waverly city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.6
Waverly's overall cost of living index is 89.6,
where 100 represents the US national average.
Living in Waverly costs roughly 10% less than the average American city.
Metric
Waverly, TN
National Avg
Median Home Value
$158,100
$244,900
Median Monthly Rent
$746
$1,163
Homeownership Rate
72.5%
65.9%
Median Household Income
$43,750
$74,755
Crime & Safety
Very Safe
Waverly's violent crime rate is 187.5 per 100,000 residents
— 51% lower than the national average of ~380 per 100,000.
Violent Crime
187.5 /100k
Property Crime
375.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Waverly is served primarily by Humphreys County.
Metric
Waverly, TN
National Avg
School District
Humphreys County
—
Elementary Schools
3
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
20.6%
35.4%
High School Diploma or Higher
85.6%
91.1%
Weather & Climate
Waverly sees average highs of 46.2°F in January
and 87.6°F in July,
with 55.3 inches of annual precipitation
and 2.7 inches of snow per year.
Waverly's cost of living index is 90, where 100 is the national average.
That makes Waverly roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $158,100 and median rent is $746/month.
Waverly's violent crime rate is 187.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 375.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Waverly are operated by Humphreys County.
The district has 3 elementary, 1 middle, and 2 high schools.
20.6% of adults 25+ hold a bachelor's degree or higher.
Waverly, TN has a population of 4,284, a median household income of $43,750, and an unemployment rate of 20.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Waverly averages 46.2°F in January and 87.6°F in July. Annual rainfall is 55.3 inches
with about 2.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Waverly, TN is covered by 1 ZIP code: 37185.
The population of Waverly, Tennessee is 4,284 with a median age of 46.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Waverly: cost of living index 90 (100 = US average), median home $158,100, median household income $43,750, crime index 37 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Waverly side by side with your current city to see the trade-offs.
