Tracy City is a small town of 2,008 in Tennessee, with a median household income of $56,481
and a 3.3% unemployment rate.
Its cost of living index is 86 (US average = 100), which is
14% below the national average.
Strengths:
Tracy City stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether Tracy City is right for you depends on your priorities — the full breakdown is below.
All Tracy City city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 85.6
Tracy City's overall cost of living index is 85.6,
where 100 represents the US national average.
Living in Tracy City costs roughly 14% less than the average American city.
Metric
Tracy City, TN
National Avg
Median Home Value
$122,600
$244,900
Median Monthly Rent
$531
$1,163
Homeownership Rate
68.6%
65.9%
Median Household Income
$56,481
$74,755
Crime & Safety
Near National Average
Tracy City's violent crime rate is 484.1 per 100,000 residents
— 27% higher than the national average of ~380 per 100,000.
Violent Crime
484.1 /100k
Property Crime
1452.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Tracy City is served primarily by Grundy County.
Metric
Tracy City, TN
National Avg
School District
Grundy County
—
Elementary Schools
4
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
17.9%
35.4%
High School Diploma or Higher
81.7%
91.1%
Weather & Climate
Tracy City sees average highs of 44.3°F in January
and 83.2°F in July,
with 67.0 inches of annual precipitation
and 5.4 inches of snow per year.
Tracy City's cost of living index is 86, where 100 is the national average.
That makes Tracy City roughly 14% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $122,600 and median rent is $531/month.
Tracy City's violent crime rate is 484.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1452.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Tracy City are operated by Grundy County.
The district has 4 elementary, several middle, and 1 high schools.
17.9% of adults 25+ hold a bachelor's degree or higher.
Tracy City, TN has a population of 2,008, a median household income of $56,481, and an unemployment rate of 3.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Tracy City averages 44.3°F in January and 83.2°F in July. Annual rainfall is 67.0 inches
with about 5.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Tracy City, TN is covered by 1 ZIP code: 37387.
The population of Tracy City, Tennessee is 2,008 with a median age of 34.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Tracy City: cost of living index 86 (100 = US average), median home $122,600, median household income $56,481, crime index 104 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Tracy City side by side with your current city to see the trade-offs.
