Summertown is a small town of 581 in Tennessee, with a median household income of $76,023
.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Summertown stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).
Trade-offs:
Potential downsides include longer commutes. Whether Summertown is right for you depends on your priorities — the full breakdown is below.
All Summertown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.4
Summertown's overall cost of living index is 89.4,
where 100 represents the US national average.
Living in Summertown costs roughly 11% less than the average American city.
Metric
Summertown, TN
National Avg
Median Home Value
$144,600
$244,900
Median Monthly Rent
$772
$1,163
Homeownership Rate
73.2%
65.9%
Median Household Income
$76,023
$74,755
Crime & Safety
Very Safe
Summertown's violent crime rate is 140.5 per 100,000 residents
— 63% lower than the national average of ~380 per 100,000.
Violent Crime
140.5 /100k
Property Crime
799.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Summertown is served primarily by Lawrence County.
Metric
Summertown, TN
National Avg
School District
Lawrence County
—
Elementary Schools
8
—
Middle Schools
2
—
High Schools
4
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
23.3%
35.4%
High School Diploma or Higher
98.0%
91.1%
Weather & Climate
Summertown sees average highs of 47.3°F in January
and 90.5°F in July,
with 62.2 inches of annual precipitation
and 0.9 inches of snow per year.
Summertown's cost of living index is 89, where 100 is the national average.
That makes Summertown roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $144,600 and median rent is $772/month.
Summertown's violent crime rate is 140.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 799.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Summertown are operated by Lawrence County.
The district has 8 elementary, 2 middle, and 4 high schools.
23.3% of adults 25+ hold a bachelor's degree or higher.
Summertown, TN has a population of 581, a median household income of $76,023, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Summertown averages 47.3°F in January and 90.5°F in July. Annual rainfall is 62.2 inches
with about 0.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Summertown, TN is covered by 1 ZIP code: 38483.
The population of Summertown, Tennessee is 581 with a median age of 47.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Summertown: cost of living index 89 (100 = US average), median home $144,600, median household income $76,023, crime index 37 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Summertown side by side with your current city to see the trade-offs.