Median Income
$39,191
household / year
Median Home Value
$160,700
owner-occupied
Median Rent
$763
gross / month
Cost of Living
90
national avg = 100

Is Oneida, TN a Good Place to Live?

Oneida is a small town of 3,799 in Tennessee, with a median household income of $39,191 and a 5.5% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Oneida stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oneida is right for you depends on your priorities — the full breakdown is below.

All Oneida city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.8

Oneida's overall cost of living index is 89.8, where 100 represents the US national average. Living in Oneida costs roughly 10% less than the average American city.

Metric Oneida, TN National Avg
Median Home Value $160,700 $244,900
Median Monthly Rent $763 $1,163
Homeownership Rate 56.4% 65.9%
Median Household Income $39,191 $74,755

Crime & Safety

Safer than Average

Oneida's violent crime rate is 366.2 per 100,000 residents — 4% lower than the national average of ~380 per 100,000.

Violent Crime
366.2 /100k
Property Crime
1386.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oneida is served primarily by Oneida.

Metric Oneida, TN National Avg
School District Oneida —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 17.9% 35.4%
High School Diploma or Higher 82.3% 91.1%

Weather & Climate

Oneida sees average highs of 45.0°F in January and 85.4°F in July, with 58.1 inches of annual precipitation and 5.5 inches of snow per year.

MetricOneida, TN
Average High — January45.0°F
Average High — July85.4°F
Annual Precipitation58.1"
Annual Snowfall5.5"

Demographics

MetricOneida, TNNational Avg
Population3,799—
Median Age37.938.9
Unemployment Rate5.5%3.7%
Avg Commute Time23.9 min26 min
White (non-Hispanic)97.2%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.7%18.9%
Asian0.1%6.3%
Under 1828.0%22.2%
65 and over18.3%16.8%

Nearby Cities

ZIP Codes in Oneida

Oneida, TN is covered by 1 ZIP code:

Oneida vs Other Cities

Frequently Asked Questions

Oneida's cost of living index is 90, where 100 is the national average. That makes Oneida roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $160,700 and median rent is $763/month.
Oneida's violent crime rate is 366.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1386.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oneida are operated by Oneida. The district has 1 elementary, 1 middle, and 1 high schools. 17.9% of adults 25+ hold a bachelor's degree or higher.
Oneida, TN has a population of 3,799, a median household income of $39,191, and an unemployment rate of 5.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oneida averages 45.0°F in January and 85.4°F in July. Annual rainfall is 58.1 inches with about 5.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Oneida, TN is covered by 1 ZIP code: 37841.
The population of Oneida, Tennessee is 3,799 with a median age of 37.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oneida: cost of living index 90 (100 = US average), median home $160,700, median household income $39,191, crime index 84 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Oneida side by side with your current city to see the trade-offs.