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Oliver Springs is a small town of 3,727 in Tennessee, with a median household income of $47,690
and a 6.1% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Oliver Springs stands out for an affordable cost of living, below-average home prices, lower-than-average crime.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Oliver Springs is right for you depends on your priorities — the full breakdown is below.
All Oliver Springs city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.8
Oliver Springs's overall cost of living index is 92.8,
where 100 represents the US national average.
Living in Oliver Springs costs roughly 7% less than the average American city.
Metric
Oliver Springs, TN
National Avg
Median Home Value
$150,900
$244,900
Median Monthly Rent
$544
$1,163
Homeownership Rate
71.5%
65.9%
Median Household Income
$47,690
$74,755
Crime & Safety
Very Safe
Oliver Springs's violent crime rate is 58.3 per 100,000 residents
— 85% lower than the national average of ~380 per 100,000.
Violent Crime
58.3 /100k
Property Crime
1516.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oliver Springs is served primarily by Roane County.
Metric
Oliver Springs, TN
National Avg
School District
Roane County
—
Elementary Schools
6
—
Middle Schools
5
—
High Schools
6
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
6.5%
35.4%
High School Diploma or Higher
85.2%
91.1%
Weather & Climate
Oliver Springs sees average highs of 46.6°F in January
and 87.0°F in July,
with 59.7 inches of annual precipitation
and 4.4 inches of snow per year.
Oliver Springs's cost of living index is 93, where 100 is the national average.
That makes Oliver Springs roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $150,900 and median rent is $544/month.
Oliver Springs's violent crime rate is 58.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1516.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oliver Springs are operated by Roane County.
The district has 6 elementary, 5 middle, and 6 high schools.
6.5% of adults 25+ hold a bachelor's degree or higher.
Oliver Springs, TN has a population of 3,727, a median household income of $47,690, and an unemployment rate of 6.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oliver Springs averages 46.6°F in January and 87.0°F in July. Annual rainfall is 59.7 inches
with about 4.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Oliver Springs, Tennessee is 3,727 with a median age of 45.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oliver Springs: cost of living index 93 (100 = US average), median home $150,900, median household income $47,690, crime index 38 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Oliver Springs side by side with your current city to see the trade-offs.
