Oakland is a small town of 9,139 in Tennessee, with a median household income of $86,433
and a 3.2% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Oakland stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B).
Trade-offs:
Potential downsides include longer commutes. Whether Oakland is right for you depends on your priorities — the full breakdown is below.
All Oakland city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.4
Oakland's overall cost of living index is 92.4,
where 100 represents the US national average.
Living in Oakland costs roughly 8% less than the average American city.
Metric
Oakland, TN
National Avg
Median Home Value
$264,100
$244,900
Median Monthly Rent
$1,766
$1,163
Homeownership Rate
89.7%
65.9%
Median Household Income
$86,433
$74,755
Crime & Safety
Very Safe
Oakland's violent crime rate is 72.6 per 100,000 residents
— 81% lower than the national average of ~380 per 100,000.
Violent Crime
72.6 /100k
Property Crime
507.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oakland is served primarily by Fayette County Public Schools.
Metric
Oakland, TN
National Avg
School District
Fayette County Public Schools
—
Elementary Schools
4
—
Middle Schools
2
—
High Schools
1
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
30.1%
35.4%
High School Diploma or Higher
95.6%
91.1%
Weather & Climate
Oakland sees average highs of 50.0°F in January
and 91.4°F in July,
with 55.7 inches of annual precipitation
and 1.4 inches of snow per year.
Oakland's cost of living index is 92, where 100 is the national average.
That makes Oakland roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $264,100 and median rent is $1,766/month.
Oakland's violent crime rate is 72.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 507.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oakland are operated by Fayette County Public Schools.
The district has 4 elementary, 2 middle, and 1 high schools.
30.1% of adults 25+ hold a bachelor's degree or higher.
Oakland, TN has a population of 9,139, a median household income of $86,433, and an unemployment rate of 3.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oakland averages 50.0°F in January and 91.4°F in July. Annual rainfall is 55.7 inches
with about 1.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Oakland, TN is covered by 1 ZIP code: 38060.
The population of Oakland, Tennessee is 9,139 with a median age of 38.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oakland: cost of living index 92 (100 = US average), median home $264,100, median household income $86,433, crime index 21 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oakland side by side with your current city to see the trade-offs.
