Median Income
$89,397
household / year
Median Home Value
$214,900
owner-occupied
Median Rent
$1,117
gross / month
Cost of Living
92
national avg = 100

Is Munford, TN a Good Place to Live?

Munford is a small town of 6,357 in Tennessee, with a median household income of $89,397 and a 8.2% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Munford stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Munford is right for you depends on your priorities — the full breakdown is below.

All Munford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.4

Munford's overall cost of living index is 92.4, where 100 represents the US national average. Living in Munford costs roughly 8% less than the average American city.

Metric Munford, TN National Avg
Median Home Value $214,900 $244,900
Median Monthly Rent $1,117 $1,163
Homeownership Rate 77.5% 65.9%
Median Household Income $89,397 $74,755

Crime & Safety

Safer than Average

Munford's violent crime rate is 449.2 per 100,000 residents — 18% higher than the national average of ~380 per 100,000.

Violent Crime
449.2 /100k
Property Crime
623.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Munford is served primarily by Tipton County.

Metric Munford, TN National Avg
School District Tipton County —
Elementary Schools 7 —
Middle Schools 3 —
High Schools 3 —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 23.7% 35.4%
High School Diploma or Higher 93.6% 91.1%

Weather & Climate

Munford sees average highs of 46.3°F in January and 89.0°F in July, with 56.6 inches of annual precipitation and 2.4 inches of snow per year.

MetricMunford, TN
Average High — January46.3°F
Average High — July89.0°F
Annual Precipitation56.6"
Annual Snowfall2.4"

Demographics

MetricMunford, TNNational Avg
Population6,357—
Median Age33.538.9
Unemployment Rate8.2%3.7%
Avg Commute Time30.5 min26 min
White (non-Hispanic)83.2%59.3%
Black or African American7.3%13.6%
Hispanic or Latino5.0%18.9%
Asian1.4%6.3%
Under 1829.7%22.2%
65 and over9.2%16.8%

Nearby Cities

ZIP Codes in Munford

Munford, TN is covered by 1 ZIP code:

Munford vs Other Cities

Frequently Asked Questions

Munford's cost of living index is 92, where 100 is the national average. That makes Munford roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $214,900 and median rent is $1,117/month.
Munford's violent crime rate is 449.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 623.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Munford are operated by Tipton County. The district has 7 elementary, 3 middle, and 3 high schools. 23.7% of adults 25+ hold a bachelor's degree or higher.
Munford, TN has a population of 6,357, a median household income of $89,397, and an unemployment rate of 8.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Munford averages 46.3°F in January and 89.0°F in July. Annual rainfall is 56.6 inches with about 2.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Munford, TN is covered by 1 ZIP code: 38058.
The population of Munford, Tennessee is 6,357 with a median age of 33.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Munford: cost of living index 92 (100 = US average), median home $214,900, median household income $89,397, crime index 83 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Munford side by side with your current city to see the trade-offs.