Lone Oak is a small town of 1,584 in Tennessee, with a median household income of N/A
.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Lone Oak stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Lone Oak is right for you depends on your priorities — the full breakdown is below.
All Lone Oak city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.8
Lone Oak's overall cost of living index is 92.8,
where 100 represents the US national average.
Living in Lone Oak costs roughly 7% less than the average American city.
Metric
Lone Oak, TN
National Avg
Median Home Value
$182,200
$244,900
Median Monthly Rent
$639
$1,163
Homeownership Rate
68.9%
65.9%
Median Household Income
N/A
$74,755
Crime & Safety
Safer than Average
Lone Oak's violent crime rate is 299.5 per 100,000 residents
— 21% lower than the national average of ~380 per 100,000.
Violent Crime
299.5 /100k
Property Crime
1184.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Lone Oak, TN
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
18.4%
35.4%
High School Diploma or Higher
77.1%
91.1%
Weather & Climate
Lone Oak sees average highs of 48.9°F in January
and 87.5°F in July,
with 62.5 inches of annual precipitation
and 3.1 inches of snow per year.
Lone Oak's cost of living index is 93, where 100 is the national average.
That makes Lone Oak roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $182,200 and median rent is $639/month.
Lone Oak's violent crime rate is 299.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1184.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Lone Oak, TN has a population of 1,584, a median household income of N/A, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lone Oak averages 48.9°F in January and 87.5°F in July. Annual rainfall is 62.5 inches
with about 3.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Lone Oak, Tennessee is 1,584 with a median age of 51.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lone Oak: cost of living index 93 (100 = US average), median home $182,200, median household income N/A, crime index 70 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Lone Oak side by side with your current city to see the trade-offs.
