Humboldt is a small town of 7,851 in Tennessee, with a median household income of $40,299
and a 7.1% unemployment rate.
Its cost of living index is 87 (US average = 100), which is
13% below the national average.
Strengths:
Humboldt stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Humboldt is right for you depends on your priorities — the full breakdown is below.
All Humboldt city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.3
Humboldt's overall cost of living index is 87.3,
where 100 represents the US national average.
Living in Humboldt costs roughly 13% less than the average American city.
Metric
Humboldt, TN
National Avg
Median Home Value
$89,100
$244,900
Median Monthly Rent
$728
$1,163
Homeownership Rate
49.4%
65.9%
Median Household Income
$40,299
$74,755
Crime & Safety
Near National Average
Humboldt's violent crime rate is 574.9 per 100,000 residents
— 51% higher than the national average of ~380 per 100,000.
Violent Crime
574.9 /100k
Property Crime
1622.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Humboldt is served primarily by Humboldt City Schools.
Metric
Humboldt, TN
National Avg
School District
Humboldt City Schools
—
Elementary Schools
2
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
15.9%
35.4%
High School Diploma or Higher
83.0%
91.1%
Weather & Climate
Humboldt sees average highs of 47.5°F in January
and 90.4°F in July,
with 55.2 inches of annual precipitation
and 4.4 inches of snow per year.
Humboldt's cost of living index is 87, where 100 is the national average.
That makes Humboldt roughly 13% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $89,100 and median rent is $728/month.
Humboldt's violent crime rate is 574.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1622.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Humboldt are operated by Humboldt City Schools.
The district has 2 elementary, several middle, and 1 high schools.
15.9% of adults 25+ hold a bachelor's degree or higher.
Humboldt, TN has a population of 7,851, a median household income of $40,299, and an unemployment rate of 7.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Humboldt averages 47.5°F in January and 90.4°F in July. Annual rainfall is 55.2 inches
with about 4.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Humboldt, TN is covered by 1 ZIP code: 38343.
The population of Humboldt, Tennessee is 7,851 with a median age of 44.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Humboldt: cost of living index 87 (100 = US average), median home $89,100, median household income $40,299, crime index 122 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Humboldt side by side with your current city to see the trade-offs.
