Median Income
$60,025
household / year
Median Home Value
$163,200
owner-occupied
Median Rent
$1,261
gross / month
Cost of Living
94
national avg = 100

Is Harrogate, TN a Good Place to Live?

Harrogate is a small town of 4,371 in Tennessee, with a median household income of $60,025 and a 2.9% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Harrogate stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Harrogate is right for you depends on your priorities — the full breakdown is below.

All Harrogate city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.9

Harrogate's overall cost of living index is 93.9, where 100 represents the US national average. Living in Harrogate costs roughly 6% less than the average American city.

Metric Harrogate, TN National Avg
Median Home Value $163,200 $244,900
Median Monthly Rent $1,261 $1,163
Homeownership Rate 73.0% 65.9%
Median Household Income $60,025 $74,755

Crime & Safety

Crime data for Harrogate is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Harrogate is served primarily by Claiborne County.

Metric Harrogate, TN National Avg
School District Claiborne County
Elementary Schools 7
Middle Schools 2
High Schools 3
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 31.9% 35.4%
High School Diploma or Higher 91.4% 91.1%

Weather & Climate

Harrogate sees average highs of 43.9°F in January and 84.7°F in July, with 54.7 inches of annual precipitation and 7.9 inches of snow per year.

MetricHarrogate, TN
Average High — January43.9°F
Average High — July84.7°F
Annual Precipitation54.7"
Annual Snowfall7.9"

Demographics

MetricHarrogate, TNNational Avg
Population4,371
Median Age43.038.9
Unemployment Rate2.9%3.7%
Avg Commute Time25.7 min26 min
White (non-Hispanic)94.0%59.3%
Black or African American1.4%13.6%
Hispanic or Latino0.7%18.9%
Asian2.2%6.3%
Under 1812.7%22.2%
65 and over20.4%16.8%

Nearby Cities

ZIP Codes in Harrogate

Harrogate, TN is covered by 1 ZIP code:

Harrogate vs Other Cities

Frequently Asked Questions

Harrogate's cost of living index is 94, where 100 is the national average. That makes Harrogate roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $163,200 and median rent is $1,261/month.
Crime data for Harrogate is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Harrogate are operated by Claiborne County. The district has 7 elementary, 2 middle, and 3 high schools. 31.9% of adults 25+ hold a bachelor's degree or higher.
Harrogate, TN has a population of 4,371, a median household income of $60,025, and an unemployment rate of 2.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Harrogate averages 43.9°F in January and 84.7°F in July. Annual rainfall is 54.7 inches with about 7.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Harrogate, TN is covered by 1 ZIP code: 37752.
The population of Harrogate, Tennessee is 4,371 with a median age of 43.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Harrogate: cost of living index 94 (100 = US average), median home $163,200, median household income $60,025, schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Harrogate side by side with your current city to see the trade-offs.