Is Gray, TN a Good Place to Live?
Gray is a small town of 1,276 in Tennessee, with a median household income of $63,971 . Its cost of living index is 89 (US average = 100), which is 11% below the national average.
Strengths: Gray stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Gray is right for you depends on your priorities — the full breakdown is below.
All Gray city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.9Gray's overall cost of living index is 88.9, where 100 represents the US national average. Living in Gray costs roughly 11% less than the average American city.
| Metric | Gray, TN | National Avg |
|---|---|---|
| Median Home Value | $173,300 | $244,900 |
| Median Monthly Rent | $1,146 | $1,163 |
| Homeownership Rate | 84.7% | 65.9% |
| Median Household Income | $63,971 | $74,755 |
Crime & Safety
Safer than AverageGray's violent crime rate is 354.0 per 100,000 residents — 7% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Gray is served primarily by Washington County.
| Metric | Gray, TN | National Avg |
|---|---|---|
| School District | Washington County | — |
| Elementary Schools | 10 | — |
| Middle Schools | N/A | — |
| High Schools | 3 | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 40.1% | 35.4% |
| High School Diploma or Higher | 98.9% | 91.1% |
Weather & Climate
Gray sees average highs of 46.5°F in January and 86.4°F in July, with 48.4 inches of annual precipitation and 9.2 inches of snow per year.
| Metric | Gray, TN |
|---|---|
| Average High — January | 46.5°F |
| Average High — July | 86.4°F |
| Annual Precipitation | 48.4" |
| Annual Snowfall | 9.2" |
Demographics
| Metric | Gray, TN | National Avg |
|---|---|---|
| Population | 1,276 | — |
| Median Age | 60.9 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 23.6 min | 26 min |
| White (non-Hispanic) | 98.9% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 15.7% | 22.2% |
| 65 and over | 43.1% | 16.8% |