Gallatin is a small city of 44,947 in Tennessee, with a median household income of $68,548
and a 3.2% unemployment rate.
Its cost of living index is 97 (US average = 100), which is
3% below the national average.
Strengths:
Gallatin stands out for lower-than-average crime, solid school ratings (B+).
Trade-offs:
No major red flags stand out in the available data. Whether Gallatin is right for you depends on your priorities — the full breakdown is below.
All Gallatin city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.4
Gallatin's overall cost of living index is 97.4,
where 100 represents the US national average.
Living in Gallatin costs roughly 3% less than the average American city.
Metric
Gallatin, TN
National Avg
Median Home Value
$306,100
$244,900
Median Monthly Rent
$1,250
$1,163
Homeownership Rate
59.9%
65.9%
Median Household Income
$68,548
$74,755
Crime & Safety
Very Safe
Gallatin's violent crime rate is 208.2 per 100,000 residents
— 45% lower than the national average of ~380 per 100,000.
Violent Crime
208.2 /100k
Property Crime
748.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Gallatin is served primarily by Sumner County.
Metric
Gallatin, TN
National Avg
School District
Sumner County
—
Elementary Schools
28
—
Middle Schools
12
—
High Schools
11
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
30.9%
35.4%
High School Diploma or Higher
89.9%
91.1%
Weather & Climate
Gallatin sees average highs of 45.2°F in January
and 87.7°F in July,
with 53.5 inches of annual precipitation
and 4.6 inches of snow per year.
Gallatin's cost of living index is 97, where 100 is the national average.
That makes Gallatin roughly 3% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $306,100 and median rent is $1,250/month.
Gallatin's violent crime rate is 208.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 748.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Gallatin are operated by Sumner County.
The district has 28 elementary, 12 middle, and 11 high schools.
30.9% of adults 25+ hold a bachelor's degree or higher.
Gallatin, TN has a population of 44,947, a median household income of $68,548, and an unemployment rate of 3.2%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gallatin averages 45.2°F in January and 87.7°F in July. Annual rainfall is 53.5 inches
with about 4.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Gallatin, TN is covered by 1 ZIP code: 37066.
The population of Gallatin, Tennessee is 44,947 with a median age of 37.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gallatin: cost of living index 97 (100 = US average), median home $306,100, median household income $68,548, crime index 47 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Gallatin side by side with your current city to see the trade-offs.
