Is Fincastle, TN a Good Place to Live?
Fincastle is a small town of 1,170 in Tennessee, with a median household income of $43,750 and a 8.4% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.
Strengths: Fincastle stands out for an affordable cost of living, below-average home prices.
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Fincastle is right for you depends on your priorities — the full breakdown is below.
All Fincastle city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.8Fincastle's overall cost of living index is 92.8, where 100 represents the US national average. Living in Fincastle costs roughly 7% less than the average American city.
| Metric | Fincastle, TN | National Avg |
|---|---|---|
| Median Home Value | $116,200 | $244,900 |
| Median Monthly Rent | $863 | $1,163 |
| Homeownership Rate | 88.4% | 65.9% |
| Median Household Income | $43,750 | $74,755 |
Crime & Safety
Very SafeFincastle's violent crime rate is 208.3 per 100,000 residents — 45% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Fincastle, TN | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 20.2% | 35.4% |
| High School Diploma or Higher | 81.4% | 91.1% |
Weather & Climate
Fincastle sees average highs of 45.5°F in January and 86.2°F in July, with 54.6 inches of annual precipitation and 3.1 inches of snow per year.
| Metric | Fincastle, TN |
|---|---|
| Average High — January | 45.5°F |
| Average High — July | 86.2°F |
| Annual Precipitation | 54.6" |
| Annual Snowfall | 3.1" |
Demographics
| Metric | Fincastle, TN | National Avg |
|---|---|---|
| Population | 1,170 | — |
| Median Age | 44.9 | 38.9 |
| Unemployment Rate | 8.4% | 3.7% |
| Avg Commute Time | 32.5 min | 26 min |
| White (non-Hispanic) | 100.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 15.6% | 22.2% |
| 65 and over | 21.8% | 16.8% |