Median Income
$43,750
household / year
Median Home Value
$116,200
owner-occupied
Median Rent
$863
gross / month
Cost of Living
93
national avg = 100

Is Fincastle, TN a Good Place to Live?

Fincastle is a small town of 1,170 in Tennessee, with a median household income of $43,750 and a 8.4% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Fincastle stands out for an affordable cost of living, below-average home prices.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Fincastle is right for you depends on your priorities — the full breakdown is below.

All Fincastle city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.8

Fincastle's overall cost of living index is 92.8, where 100 represents the US national average. Living in Fincastle costs roughly 7% less than the average American city.

Metric Fincastle, TN National Avg
Median Home Value $116,200 $244,900
Median Monthly Rent $863 $1,163
Homeownership Rate 88.4% 65.9%
Median Household Income $43,750 $74,755

Crime & Safety

Very Safe

Fincastle's violent crime rate is 208.3 per 100,000 residents — 45% lower than the national average of ~380 per 100,000.

Violent Crime
208.3 /100k
Property Crime
876.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Fincastle, TN National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 20.2% 35.4%
High School Diploma or Higher 81.4% 91.1%

Weather & Climate

Fincastle sees average highs of 45.5°F in January and 86.2°F in July, with 54.6 inches of annual precipitation and 3.1 inches of snow per year.

MetricFincastle, TN
Average High — January45.5°F
Average High — July86.2°F
Annual Precipitation54.6"
Annual Snowfall3.1"

Demographics

MetricFincastle, TNNational Avg
Population1,170—
Median Age44.938.9
Unemployment Rate8.4%3.7%
Avg Commute Time32.5 min26 min
White (non-Hispanic)100.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1815.6%22.2%
65 and over21.8%16.8%

Nearby Cities

Fincastle vs Other Cities

Frequently Asked Questions

Fincastle's cost of living index is 93, where 100 is the national average. That makes Fincastle roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $116,200 and median rent is $863/month.
Fincastle's violent crime rate is 208.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 876.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Fincastle, TN has a population of 1,170, a median household income of $43,750, and an unemployment rate of 8.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fincastle averages 45.5°F in January and 86.2°F in July. Annual rainfall is 54.6 inches with about 3.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Fincastle, Tennessee is 1,170 with a median age of 44.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fincastle: cost of living index 93 (100 = US average), median home $116,200, median household income $43,750, crime index 50 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Fincastle side by side with your current city to see the trade-offs.