Median Income
$72,941
household / year
Median Home Value
$238,800
owner-occupied
Median Rent
$986
gross / month
Cost of Living
97
national avg = 100

Is Cross Plains, TN a Good Place to Live?

Cross Plains is a small town of 1,824 in Tennessee, with a median household income of $72,941 and a 2.7% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Cross Plains stands out for below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether Cross Plains is right for you depends on your priorities — the full breakdown is below.

All Cross Plains city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.4

Cross Plains's overall cost of living index is 97.4, where 100 represents the US national average. Living in Cross Plains costs roughly 3% less than the average American city.

Metric Cross Plains, TN National Avg
Median Home Value $238,800 $244,900
Median Monthly Rent $986 $1,163
Homeownership Rate 77.0% 65.9%
Median Household Income $72,941 $74,755

Crime & Safety

Very Safe

Cross Plains's violent crime rate is 260.4 per 100,000 residents — 31% lower than the national average of ~380 per 100,000.

Violent Crime
260.4 /100k
Property Crime
758.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cross Plains is served primarily by Robertson County.

Metric Cross Plains, TN National Avg
School District Robertson County
Elementary Schools 11
Middle Schools 2
High Schools 7
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 19.1% 35.4%
High School Diploma or Higher 91.5% 91.1%

Weather & Climate

Cross Plains sees average highs of 45.9°F in January and 88.6°F in July, with 54.4 inches of annual precipitation and 2.0 inches of snow per year.

MetricCross Plains, TN
Average High — January45.9°F
Average High — July88.6°F
Annual Precipitation54.4"
Annual Snowfall2.0"

Demographics

MetricCross Plains, TNNational Avg
Population1,824
Median Age41.538.9
Unemployment Rate2.7%3.7%
Avg Commute Time35.4 min26 min
White (non-Hispanic)93.7%59.3%
Black or African American2.7%13.6%
Hispanic or Latino1.0%18.9%
Asian0.7%6.3%
Under 1821.8%22.2%
65 and over15.1%16.8%

Nearby Cities

ZIP Codes in Cross Plains

Cross Plains, TN is covered by 1 ZIP code:

Cross Plains vs Other Cities

Frequently Asked Questions

Cross Plains's cost of living index is 97, where 100 is the national average. That makes Cross Plains roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $238,800 and median rent is $986/month.
Cross Plains's violent crime rate is 260.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 758.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cross Plains are operated by Robertson County. The district has 11 elementary, 2 middle, and 7 high schools. 19.1% of adults 25+ hold a bachelor's degree or higher.
Cross Plains, TN has a population of 1,824, a median household income of $72,941, and an unemployment rate of 2.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cross Plains averages 45.9°F in January and 88.6°F in July. Annual rainfall is 54.4 inches with about 2.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cross Plains, TN is covered by 1 ZIP code: 37049.
The population of Cross Plains, Tennessee is 1,824 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cross Plains: cost of living index 97 (100 = US average), median home $238,800, median household income $72,941, crime index 56 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Cross Plains side by side with your current city to see the trade-offs.