Covington is a small town of 8,644 in Tennessee, with a median household income of $44,384
and a 5.5% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Covington stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Covington is right for you depends on your priorities — the full breakdown is below.
All Covington city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.4
Covington's overall cost of living index is 92.4,
where 100 represents the US national average.
Living in Covington costs roughly 8% less than the average American city.
Metric
Covington, TN
National Avg
Median Home Value
$156,700
$244,900
Median Monthly Rent
$843
$1,163
Homeownership Rate
49.0%
65.9%
Median Household Income
$44,384
$74,755
Crime & Safety
High Crime
Covington's violent crime rate is 1112.8 per 100,000 residents
— 193% higher than the national average of ~380 per 100,000.
Violent Crime
1112.8 /100k
Property Crime
2530.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Covington is served primarily by Tipton County.
Metric
Covington, TN
National Avg
School District
Tipton County
—
Elementary Schools
7
—
Middle Schools
3
—
High Schools
3
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
13.0%
35.4%
High School Diploma or Higher
85.0%
91.1%
Weather & Climate
Covington sees average highs of 46.3°F in January
and 89.0°F in July,
with 55.8 inches of annual precipitation
and 2.4 inches of snow per year.
Covington's cost of living index is 92, where 100 is the national average.
That makes Covington roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $156,700 and median rent is $843/month.
Covington's violent crime rate is 1112.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2530.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Covington are operated by Tipton County.
The district has 7 elementary, 3 middle, and 3 high schools.
13.0% of adults 25+ hold a bachelor's degree or higher.
Covington, TN has a population of 8,644, a median household income of $44,384, and an unemployment rate of 5.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Covington averages 46.3°F in January and 89.0°F in July. Annual rainfall is 55.8 inches
with about 2.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Covington, TN is covered by 1 ZIP code: 38019.
The population of Covington, Tennessee is 8,644 with a median age of 35.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Covington: cost of living index 92 (100 = US average), median home $156,700, median household income $44,384, crime index 224 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Covington side by side with your current city to see the trade-offs.
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