Is Central, TN a Good Place to Live?
Central is a small town of 1,942 in Tennessee, with a median household income of $38,690 and a 4.6% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.
Strengths: Central stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Central is right for you depends on your priorities — the full breakdown is below.
All Central city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.9Central's overall cost of living index is 88.9, where 100 represents the US national average. Living in Central costs roughly 11% less than the average American city.
| Metric | Central, TN | National Avg |
|---|---|---|
| Median Home Value | $131,600 | $244,900 |
| Median Monthly Rent | $730 | $1,163 |
| Homeownership Rate | 77.7% | 65.9% |
| Median Household Income | $38,690 | $74,755 |
Crime & Safety
Very SafeCentral's violent crime rate is 131.2 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Central, TN | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 14.5% | 35.4% |
| High School Diploma or Higher | 89.6% | 91.1% |
Weather & Climate
Central sees average highs of 46.2°F in January and 85.5°F in July, with 48.0 inches of annual precipitation and 6.0 inches of snow per year.
| Metric | Central, TN |
|---|---|
| Average High — January | 46.2°F |
| Average High — July | 85.5°F |
| Annual Precipitation | 48.0" |
| Annual Snowfall | 6.0" |
Demographics
| Metric | Central, TN | National Avg |
|---|---|---|
| Population | 1,942 | — |
| Median Age | 54.7 | 38.9 |
| Unemployment Rate | 4.6% | 3.7% |
| Avg Commute Time | 17.4 min | 26 min |
| White (non-Hispanic) | 97.6% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 11.6% | 22.2% |
| 65 and over | 27.0% | 16.8% |