Median Income
$50,150
household / year
Median Home Value
$182,100
owner-occupied
Median Rent
$795
gross / month
Cost of Living
91
national avg = 100

Is Athens, TN a Good Place to Live?

Athens is a small city of 14,091 in Tennessee, with a median household income of $50,150 and a 5.7% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Athens stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Athens is right for you depends on your priorities — the full breakdown is below.

All Athens city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Athens's overall cost of living index is 90.8, where 100 represents the US national average. Living in Athens costs roughly 9% less than the average American city.

Metric Athens, TN National Avg
Median Home Value $182,100 $244,900
Median Monthly Rent $795 $1,163
Homeownership Rate 57.7% 65.9%
Median Household Income $50,150 $74,755

Crime & Safety

Higher than Average

Athens's violent crime rate is 622.1 per 100,000 residents — 64% higher than the national average of ~380 per 100,000.

Violent Crime
622.1 /100k
Property Crime
3665.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Athens is served primarily by McMinn County.

Metric Athens, TN National Avg
School District McMinn County
Elementary Schools 7
Middle Schools N/A
High Schools 2
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 23.0% 35.4%
High School Diploma or Higher 86.0% 91.1%

Weather & Climate

Athens sees average highs of 48.6°F in January and 88.4°F in July, with 60.4 inches of annual precipitation and 3.6 inches of snow per year.

MetricAthens, TN
Average High — January48.6°F
Average High — July88.4°F
Annual Precipitation60.4"
Annual Snowfall3.6"

Demographics

MetricAthens, TNNational Avg
Population14,091
Median Age41.238.9
Unemployment Rate5.7%3.7%
Avg Commute Time20.9 min26 min
White (non-Hispanic)85.7%59.3%
Black or African American7.1%13.6%
Hispanic or Latino2.1%18.9%
Asian1.1%6.3%
Under 1817.2%22.2%
65 and over18.2%16.8%

Nearby Cities

ZIP Codes in Athens

Athens, TN is covered by 1 ZIP code:

Athens vs Other Cities

Frequently Asked Questions

Athens's cost of living index is 91, where 100 is the national average. That makes Athens roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $182,100 and median rent is $795/month.
Athens's violent crime rate is 622.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3665.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Athens are operated by McMinn County. The district has 7 elementary, several middle, and 2 high schools. 23.0% of adults 25+ hold a bachelor's degree or higher.
Athens, TN has a population of 14,091, a median household income of $50,150, and an unemployment rate of 5.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Athens averages 48.6°F in January and 88.4°F in July. Annual rainfall is 60.4 inches with about 3.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Athens, TN is covered by 1 ZIP code: 37303.
The population of Athens, Tennessee is 14,091 with a median age of 41.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Athens: cost of living index 91 (100 = US average), median home $182,100, median household income $50,150, crime index 168 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Athens side by side with your current city to see the trade-offs.