Is Summerset, SD a Good Place to Live?
Summerset is a small town of 2,950 in South Dakota, with a median household income of $98,194 and a 1.9% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.
Strengths: Summerset stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Summerset is right for you depends on your priorities — the full breakdown is below.
All Summerset city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.3Summerset's overall cost of living index is 90.3, where 100 represents the US national average. Living in Summerset costs roughly 10% less than the average American city.
| Metric | Summerset, SD | National Avg |
|---|---|---|
| Median Home Value | $290,500 | $244,900 |
| Median Monthly Rent | $1,276 | $1,163 |
| Homeownership Rate | 78.7% | 65.9% |
| Median Household Income | $98,194 | $74,755 |
Crime & Safety
Very SafeSummerset's violent crime rate is 66.5 per 100,000 residents — 82% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Summerset is served primarily by Meade School District 46-1. The student-to-teacher ratio is 14.2:1 (better than the national average of ~16:1).
| Metric | Summerset, SD | National Avg |
|---|---|---|
| School District | Meade School District 46-1 | — |
| Elementary Schools | 8 | — |
| Middle Schools | 2 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 14.2:1 | 16:1 |
| Bachelor's Degree or Higher | 40.5% | 35.4% |
| High School Diploma or Higher | 97.8% | 91.1% |
Weather & Climate
Summerset sees average highs of 36.9°F in January and 83.6°F in July, with 18.8 inches of annual precipitation and 36.1 inches of snow per year.
| Metric | Summerset, SD |
|---|---|
| Average High — January | 36.9°F |
| Average High — July | 83.6°F |
| Annual Precipitation | 18.8" |
| Annual Snowfall | 36.1" |
Demographics
| Metric | Summerset, SD | National Avg |
|---|---|---|
| Population | 2,950 | — |
| Median Age | 33.4 | 38.9 |
| Unemployment Rate | 1.9% | 3.7% |
| Avg Commute Time | 21.6 min | 26 min |
| White (non-Hispanic) | 95.2% | 59.3% |
| Black or African American | 0.1% | 13.6% |
| Hispanic or Latino | 1.4% | 18.9% |
| Asian | 1.4% | 6.3% |
| Under 18 | 28.4% | 22.2% |
| 65 and over | 11.1% | 16.8% |