Median Income
$58,646
household / year
Median Home Value
$161,700
owner-occupied
Median Rent
$500
gross / month
Cost of Living
90
national avg = 100

Is Keystone, SD a Good Place to Live?

Keystone is a small town of 385 in South Dakota, with a median household income of $58,646 and a 8.1% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Keystone stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Keystone is right for you depends on your priorities — the full breakdown is below.

All Keystone city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

Keystone's overall cost of living index is 90.3, where 100 represents the US national average. Living in Keystone costs roughly 10% less than the average American city.

Metric Keystone, SD National Avg
Median Home Value $161,700 $244,900
Median Monthly Rent $500 $1,163
Homeownership Rate 65.2% 65.9%
Median Household Income $58,646 $74,755

Crime & Safety

Higher than Average

Keystone's violent crime rate is 656.6 per 100,000 residents — 73% higher than the national average of ~380 per 100,000.

Violent Crime
656.6 /100k
Property Crime
3129.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Keystone, SD National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 16.5% 35.4%
High School Diploma or Higher 85.6% 91.1%

Weather & Climate

Keystone sees average highs of 36.8°F in January and 78.7°F in July, with 24.1 inches of annual precipitation and 59.3 inches of snow per year.

MetricKeystone, SD
Average High — January36.8°F
Average High — July78.7°F
Annual Precipitation24.1"
Annual Snowfall59.3"

Demographics

MetricKeystone, SDNational Avg
Population385
Median Age37.538.9
Unemployment Rate8.1%3.7%
Avg Commute Time23.8 min26 min
White (non-Hispanic)87.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino7.3%18.9%
Asian0.5%6.3%
Under 1825.7%22.2%
65 and over13.5%16.8%

Nearby Cities

ZIP Codes in Keystone

Keystone, SD is covered by 1 ZIP code:

Keystone vs Other Cities

Frequently Asked Questions

Keystone's cost of living index is 90, where 100 is the national average. That makes Keystone roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $161,700 and median rent is $500/month.
Keystone's violent crime rate is 656.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3129.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Keystone, SD has a population of 385, a median household income of $58,646, and an unemployment rate of 8.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Keystone averages 36.8°F in January and 78.7°F in July. Annual rainfall is 24.1 inches with about 59.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Keystone, SD is covered by 1 ZIP code: 57751.
The population of Keystone, South Dakota is 385 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Keystone: cost of living index 90 (100 = US average), median home $161,700, median household income $58,646, crime index 163 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Keystone side by side with your current city to see the trade-offs.