Median Income
$93,762
household / year
Median Home Value
$212,600
owner-occupied
Median Rent
$740
gross / month
Cost of Living
90
national avg = 100

Is Hartford, SD a Good Place to Live?

Hartford is a small town of 3,340 in South Dakota, with a median household income of $93,762 and a 2.9% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Hartford stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hartford is right for you depends on your priorities — the full breakdown is below.

All Hartford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

Hartford's overall cost of living index is 90.3, where 100 represents the US national average. Living in Hartford costs roughly 10% less than the average American city.

Metric Hartford, SD National Avg
Median Home Value $212,600 $244,900
Median Monthly Rent $740 $1,163
Homeownership Rate 78.1% 65.9%
Median Household Income $93,762 $74,755

Crime & Safety

Higher than Average

Hartford's violent crime rate is 608.4 per 100,000 residents — 60% higher than the national average of ~380 per 100,000.

Violent Crime
608.4 /100k
Property Crime
3339.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hartford is served primarily by West Central School District 49-7. The student-to-teacher ratio is 15.3:1 (better than the national average of ~16:1).

Metric Hartford, SD National Avg
School District West Central School District 49-7 —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 3 —
Student/Teacher Ratio 15.3:1 16:1
Bachelor's Degree or Higher 31.8% 35.4%
High School Diploma or Higher 97.2% 91.1%

Weather & Climate

Hartford sees average highs of 25.3°F in January and 84.8°F in July, with 28.3 inches of annual precipitation and 45.3 inches of snow per year.

MetricHartford, SD
Average High — January25.3°F
Average High — July84.8°F
Annual Precipitation28.3"
Annual Snowfall45.3"

Demographics

MetricHartford, SDNational Avg
Population3,340—
Median Age38.638.9
Unemployment Rate2.9%3.7%
Avg Commute Time20.0 min26 min
White (non-Hispanic)90.6%59.3%
Black or African American0.5%13.6%
Hispanic or Latino6.0%18.9%
Asian0.2%6.3%
Under 1825.0%22.2%
65 and over17.0%16.8%

Nearby Cities

ZIP Codes in Hartford

Hartford, SD is covered by 1 ZIP code:

Hartford vs Other Cities

Frequently Asked Questions

Hartford's cost of living index is 90, where 100 is the national average. That makes Hartford roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $212,600 and median rent is $740/month.
Hartford's violent crime rate is 608.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3339.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hartford are operated by West Central School District 49-7. The district has 2 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 15.3:1. 31.8% of adults 25+ hold a bachelor's degree or higher.
Hartford, SD has a population of 3,340, a median household income of $93,762, and an unemployment rate of 2.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hartford averages 25.3°F in January and 84.8°F in July. Annual rainfall is 28.3 inches with about 45.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hartford, SD is covered by 1 ZIP code: 57033.
The population of Hartford, South Dakota is 3,340 with a median age of 38.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hartford: cost of living index 90 (100 = US average), median home $212,600, median household income $93,762, crime index 160 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Hartford side by side with your current city to see the trade-offs.