Median Income
$37,083
household / year
Median Home Value
$129,300
owner-occupied
Median Rent
$790
gross / month
Cost of Living
91
national avg = 100

Is Ruby, SC a Good Place to Live?

Ruby is a small town of 359 in South Carolina, with a median household income of $37,083 and a 0.7% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Ruby stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: No major red flags stand out in the available data. Whether Ruby is right for you depends on your priorities — the full breakdown is below.

All Ruby city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.2

Ruby's overall cost of living index is 91.2, where 100 represents the US national average. Living in Ruby costs roughly 9% less than the average American city.

Metric Ruby, SC National Avg
Median Home Value $129,300 $244,900
Median Monthly Rent $790 $1,163
Homeownership Rate 85.2% 65.9%
Median Household Income $37,083 $74,755

Crime & Safety

Higher than Average

Ruby's violent crime rate is 692.2 per 100,000 residents — 82% higher than the national average of ~380 per 100,000.

Violent Crime
692.2 /100k
Property Crime
2659.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ruby is served primarily by Chesterfield 01. The student-to-teacher ratio is 13.5:1 (better than the national average of ~16:1).

Metric Ruby, SC National Avg
School District Chesterfield 01 —
Elementary Schools 9 —
Middle Schools 3 —
High Schools 4 —
Student/Teacher Ratio 13.5:1 16:1
Bachelor's Degree or Higher 12.6% 35.4%
High School Diploma or Higher 89.3% 91.1%

Weather & Climate

Ruby sees average highs of 56.0°F in January and 92.3°F in July, with 49.8 inches of annual precipitation and 3.2 inches of snow per year.

MetricRuby, SC
Average High — January56.0°F
Average High — July92.3°F
Annual Precipitation49.8"
Annual Snowfall3.2"

Demographics

MetricRuby, SCNational Avg
Population359—
Median Age37.538.9
Unemployment Rate0.7%3.7%
Avg Commute Time26.6 min26 min
White (non-Hispanic)53.8%59.3%
Black or African American44.0%13.6%
Hispanic or Latino1.1%18.9%
Asian0.0%6.3%
Under 1826.2%22.2%
65 and over10.9%16.8%

Nearby Cities

ZIP Codes in Ruby

Ruby, SC is covered by 1 ZIP code:

Ruby vs Other Cities

Frequently Asked Questions

Ruby's cost of living index is 91, where 100 is the national average. That makes Ruby roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $129,300 and median rent is $790/month.
Ruby's violent crime rate is 692.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2659.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ruby are operated by Chesterfield 01. The district has 9 elementary, 3 middle, and 4 high schools. The student-to-teacher ratio is 13.5:1. 12.6% of adults 25+ hold a bachelor's degree or higher.
Ruby, SC has a population of 359, a median household income of $37,083, and an unemployment rate of 0.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ruby averages 56.0°F in January and 92.3°F in July. Annual rainfall is 49.8 inches with about 3.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ruby, SC is covered by 1 ZIP code: 29741.
The population of Ruby, South Carolina is 359 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ruby: cost of living index 91 (100 = US average), median home $129,300, median household income $37,083, crime index 160 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ruby side by side with your current city to see the trade-offs.