Below Average CostHigher than AverageChesterfield 01
Median Income
$37,083
household / year
Median Home Value
$129,300
owner-occupied
Median Rent
$790
gross / month
Cost of Living
91
national avg = 100
Is Ruby, SC a Good Place to Live?
Ruby is a small town of 359 in South Carolina, with a median household income of $37,083
and a 0.7% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Ruby stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).
Trade-offs:
No major red flags stand out in the available data. Whether Ruby is right for you depends on your priorities — the full breakdown is below.
All Ruby city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.2
Ruby's overall cost of living index is 91.2,
where 100 represents the US national average.
Living in Ruby costs roughly 9% less than the average American city.
Metric
Ruby, SC
National Avg
Median Home Value
$129,300
$244,900
Median Monthly Rent
$790
$1,163
Homeownership Rate
85.2%
65.9%
Median Household Income
$37,083
$74,755
Crime & Safety
Higher than Average
Ruby's violent crime rate is 692.2 per 100,000 residents
— 82% higher than the national average of ~380 per 100,000.
Violent Crime
692.2 /100k
Property Crime
2659.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Ruby is served primarily by Chesterfield 01.
The student-to-teacher ratio is 13.5:1
(better than the national average of ~16:1).
Metric
Ruby, SC
National Avg
School District
Chesterfield 01
—
Elementary Schools
9
—
Middle Schools
3
—
High Schools
4
—
Student/Teacher Ratio
13.5:1
16:1
Bachelor's Degree or Higher
12.6%
35.4%
High School Diploma or Higher
89.3%
91.1%
Weather & Climate
Ruby sees average highs of 56.0°F in January
and 92.3°F in July,
with 49.8 inches of annual precipitation
and 3.2 inches of snow per year.
Ruby's cost of living index is 91, where 100 is the national average.
That makes Ruby roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $129,300 and median rent is $790/month.
Ruby's violent crime rate is 692.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2659.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ruby are operated by Chesterfield 01.
The district has 9 elementary, 3 middle, and 4 high schools.
The student-to-teacher ratio is 13.5:1. 12.6% of adults 25+ hold a bachelor's degree or higher.
Ruby, SC has a population of 359, a median household income of $37,083, and an unemployment rate of 0.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ruby averages 56.0°F in January and 92.3°F in July. Annual rainfall is 49.8 inches
with about 3.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Ruby, SC is covered by 1 ZIP code: 29741.
The population of Ruby, South Carolina is 359 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ruby: cost of living index 91 (100 = US average), median home $129,300, median household income $37,083, crime index 160 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ruby side by side with your current city to see the trade-offs.