Median Income
$128,125
household / year
Median Home Value
$414,600
owner-occupied
Median Rent
$1,325
gross / month
Cost of Living
97
national avg = 100

Is Fort Mill, SC a Good Place to Live?

Fort Mill is a small city of 26,022 in South Carolina, with a median household income of $128,125 and a 2.3% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Fort Mill stands out for lower-than-average crime, solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices. Whether Fort Mill is right for you depends on your priorities — the full breakdown is below.

All Fort Mill city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.0

Fort Mill's overall cost of living index is 97.0, where 100 represents the US national average. Living in Fort Mill costs roughly 3% less than the average American city.

Metric Fort Mill, SC National Avg
Median Home Value $414,600 $244,900
Median Monthly Rent $1,325 $1,163
Homeownership Rate 84.2% 65.9%
Median Household Income $128,125 $74,755

Crime & Safety

Very Safe

Fort Mill's violent crime rate is 45.9 per 100,000 residents — 88% lower than the national average of ~380 per 100,000.

Violent Crime
45.9 /100k
Property Crime
632.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Fort Mill is served primarily by York 04. The student-to-teacher ratio is 13.2:1 (better than the national average of ~16:1).

Metric Fort Mill, SC National Avg
School District York 04 —
Elementary Schools 11 —
Middle Schools 6 —
High Schools 3 —
Student/Teacher Ratio 13.2:1 16:1
Bachelor's Degree or Higher 55.5% 35.4%
High School Diploma or Higher 96.7% 91.1%

Weather & Climate

Fort Mill sees average highs of 52.4°F in January and 90.4°F in July, with 45.6 inches of annual precipitation and 0.2 inches of snow per year.

MetricFort Mill, SC
Average High — January52.4°F
Average High — July90.4°F
Annual Precipitation45.6"
Annual Snowfall0.2"

Demographics

MetricFort Mill, SCNational Avg
Population26,022—
Median Age36.738.9
Unemployment Rate2.3%3.7%
Avg Commute Time27.0 min26 min
White (non-Hispanic)78.9%59.3%
Black or African American11.1%13.6%
Hispanic or Latino3.4%18.9%
Asian3.1%6.3%
Under 1830.0%22.2%
65 and over10.4%16.8%

Nearby Cities

ZIP Codes in Fort Mill

Fort Mill, SC is covered by 1 ZIP code:

Fort Mill vs Other Cities

Frequently Asked Questions

Fort Mill's cost of living index is 97, where 100 is the national average. That makes Fort Mill roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $414,600 and median rent is $1,325/month.
Fort Mill's violent crime rate is 45.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 632.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fort Mill are operated by York 04. The district has 11 elementary, 6 middle, and 3 high schools. The student-to-teacher ratio is 13.2:1. 55.5% of adults 25+ hold a bachelor's degree or higher.
Fort Mill, SC has a population of 26,022, a median household income of $128,125, and an unemployment rate of 2.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fort Mill averages 52.4°F in January and 90.4°F in July. Annual rainfall is 45.6 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Fort Mill, SC is covered by 1 ZIP code: 29715.
The population of Fort Mill, South Carolina is 26,022 with a median age of 36.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fort Mill: cost of living index 97 (100 = US average), median home $414,600, median household income $128,125, crime index 19 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Fort Mill side by side with your current city to see the trade-offs.