Is Folly Beach, SC a Good Place to Live?
Folly Beach is a small town of 1,020 in South Carolina, with a median household income of $88,424 . Its cost of living index is 106 (US average = 100), which is 6% above the national average.
Strengths: Folly Beach stands out for lower-than-average crime, a well-educated population.
Trade-offs: Potential downsides include high home prices. Whether Folly Beach is right for you depends on your priorities — the full breakdown is below.
All Folly Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 105.6Folly Beach's overall cost of living index is 105.6, where 100 represents the US national average. Living in Folly Beach costs roughly 6% more than the average American city.
| Metric | Folly Beach, SC | National Avg |
|---|---|---|
| Median Home Value | $652,800 | $244,900 |
| Median Monthly Rent | $1,750 | $1,163 |
| Homeownership Rate | 75.0% | 65.9% |
| Median Household Income | $88,424 | $74,755 |
Crime & Safety
Safer than AverageFolly Beach's violent crime rate is 335.9 per 100,000 residents — 12% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Folly Beach, SC | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 43.6% | 35.4% |
| High School Diploma or Higher | 96.6% | 91.1% |
Weather & Climate
Folly Beach sees average highs of 58.0°F in January and 87.5°F in July, with 53.5 inches of annual precipitation and 0.3 inches of snow per year.
| Metric | Folly Beach, SC |
|---|---|
| Average High — January | 58.0°F |
| Average High — July | 87.5°F |
| Annual Precipitation | 53.5" |
| Annual Snowfall | 0.3" |
Demographics
| Metric | Folly Beach, SC | National Avg |
|---|---|---|
| Population | 1,020 | — |
| Median Age | 63.6 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 26.9 min | 26 min |
| White (non-Hispanic) | 100.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 3.2% | 22.2% |
| 65 and over | 40.6% | 16.8% |
Nearby Cities
ZIP Codes in Folly Beach
Folly Beach, SC is covered by 1 ZIP code: