Median Income
$52,991
household / year
Median Home Value
$160,300
owner-occupied
Median Rent
$867
gross / month
Cost of Living
91
national avg = 100

Is Clearwater, SC a Good Place to Live?

Clearwater is a small town of 3,403 in South Carolina, with a median household income of $52,991 and a 13.2% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Clearwater stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Clearwater is right for you depends on your priorities — the full breakdown is below.

All Clearwater city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.0

Clearwater's overall cost of living index is 91.0, where 100 represents the US national average. Living in Clearwater costs roughly 9% less than the average American city.

Metric Clearwater, SC National Avg
Median Home Value $160,300 $244,900
Median Monthly Rent $867 $1,163
Homeownership Rate 57.8% 65.9%
Median Household Income $52,991 $74,755

Crime & Safety

Very Safe

Clearwater's violent crime rate is 119.4 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime
119.4 /100k
Property Crime
872.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Clearwater is served primarily by Aiken 01. The student-to-teacher ratio is 14.4:1 (better than the national average of ~16:1).

Metric Clearwater, SC National Avg
School District Aiken 01 —
Elementary Schools 21 —
Middle Schools 11 —
High Schools 9 —
Student/Teacher Ratio 14.4:1 16:1
Bachelor's Degree or Higher 12.0% 35.4%
High School Diploma or Higher 91.8% 91.1%

Weather & Climate

Clearwater sees average highs of 58.1°F in January and 93.5°F in July, with 44.8 inches of annual precipitation and 0.8 inches of snow per year.

MetricClearwater, SC
Average High — January58.1°F
Average High — July93.5°F
Annual Precipitation44.8"
Annual Snowfall0.8"

Demographics

MetricClearwater, SCNational Avg
Population3,403—
Median Age41.138.9
Unemployment Rate13.2%3.7%
Avg Commute Time25.7 min26 min
White (non-Hispanic)67.7%59.3%
Black or African American15.8%13.6%
Hispanic or Latino10.6%18.9%
Asian1.6%6.3%
Under 1821.3%22.2%
65 and over13.5%16.8%

Nearby Cities

Clearwater vs Other Cities

Frequently Asked Questions

Clearwater's cost of living index is 91, where 100 is the national average. That makes Clearwater roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $160,300 and median rent is $867/month.
Clearwater's violent crime rate is 119.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 872.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Clearwater are operated by Aiken 01. The district has 21 elementary, 11 middle, and 9 high schools. The student-to-teacher ratio is 14.4:1. 12.0% of adults 25+ hold a bachelor's degree or higher.
Clearwater, SC has a population of 3,403, a median household income of $52,991, and an unemployment rate of 13.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clearwater averages 58.1°F in January and 93.5°F in July. Annual rainfall is 44.8 inches with about 0.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Clearwater, South Carolina is 3,403 with a median age of 41.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clearwater: cost of living index 91 (100 = US average), median home $160,300, median household income $52,991, crime index 35 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Clearwater side by side with your current city to see the trade-offs.