What are the schools like in Girard, PA?

Girard is served primarily by Girard SD. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 11.6:1.

What is the median household income in Girard?

The median household income in Girard, PA is $66,432 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.8%.

What is the weather like in Girard, PA?

Girard has an average high temperature of 35.2°F in January and 81.1°F in July. Annual precipitation averages 43.0 inches and annual snowfall averages 104.3 inches.

Girard, PA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Girard, PA affordable or expensive?

Girard's cost of living index is 92, where 100 represents the national average. This means Girard is 8% less expensive than the average US city. The median home value is $163,200 and the median rent is $625 per month.

Q: What is the crime rate in Girard, PA?

Girard has a violent crime rate of 102.4 incidents per 100,000 residents and a property crime rate of 614.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Girard, PA a Good Place to Live?

Girard is a small town of 2,991 in Pennsylvania, with a median household income of $66,432 and a 5.8% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Girard stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Girard is right for you depends on your priorities — the full breakdown is below.

All Girard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.5

Girard's overall cost of living index is 91.5, where 100 represents the US national average. Living in Girard costs roughly 8% less than the average American city.

Metric	Girard, PA	National Avg
Median Home Value	$163,200	$244,900
Median Monthly Rent	$625	$1,163
Homeownership Rate	55.0%	65.9%
Median Household Income	$66,432	$74,755

Crime & Safety

Very Safe

Girard's violent crime rate is 102.4 per 100,000 residents — 73% lower than the national average of ~380 per 100,000.

Violent Crime

102.4 /100k

Property Crime

614.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Girard is served primarily by Girard SD. The student-to-teacher ratio is 11.6:1 (better than the national average of ~16:1).

Metric	Girard, PA	National Avg
School District	Girard SD	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	11.6:1	16:1
Bachelor's Degree or Higher	28.6%	35.4%
High School Diploma or Higher	94.2%	91.1%

Weather & Climate

Girard sees average highs of 35.2°F in January and 81.1°F in July, with 43.0 inches of annual precipitation and 104.3 inches of snow per year.

Metric	Girard, PA
Average High — January	35.2°F
Average High — July	81.1°F
Annual Precipitation	43.0"
Annual Snowfall	104.3"

Demographics

Metric	Girard, PA	National Avg
Population	2,991	—
Median Age	46.2	38.9
Unemployment Rate	5.8%	3.7%
Avg Commute Time	17.6 min	26 min
White (non-Hispanic)	94.5%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	2.1%	18.9%
Asian	0.0%	6.3%
Under 18	17.3%	22.2%
65 and over	14.1%	16.8%

Nearby Cities

Lake City, PA 2 mi Avonia, PA 4 mi Fairview, PA 4 mi Platea, PA 4 mi Cranesville, PA 7 mi

ZIP Codes in Girard

Girard, PA is covered by 1 ZIP code:

16417

Girard vs Other Cities

Girard, PA vs Lake City, PA Girard, PA vs Avonia, PA Girard, PA vs Fairview, PA Girard, PA vs Platea, PA Girard, PA vs Cranesville, PA

Frequently Asked Questions

Is Girard, PA affordable or expensive?

Girard's cost of living index is 92, where 100 is the national average. That makes Girard roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $163,200 and median rent is $625/month.

What is the crime rate in Girard, PA?

Girard's violent crime rate is 102.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 614.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Girard?

Public schools in Girard are operated by Girard SD. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.6:1. 28.6% of adults 25+ hold a bachelor's degree or higher.

Is Girard, PA a good place to live?

Girard, PA has a population of 2,991, a median household income of $66,432, and an unemployment rate of 5.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Girard?

Girard averages 35.2°F in January and 81.1°F in July. Annual rainfall is 43.0 inches with about 104.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Girard?

Girard, PA is covered by 1 ZIP code: 16417.

What is the population of Girard?

The population of Girard, Pennsylvania is 2,991 with a median age of 46.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Girard?

Key numbers for living in Girard: cost of living index 92 (100 = US average), median home $163,200, median household income $66,432, crime index 28 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Girard side by side with your current city to see the trade-offs.