Median Income
$76,250
household / year
Median Home Value
$216,700
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
105
national avg = 100

Is Waterloo, OR a Good Place to Live?

Waterloo is a small town of 238 in Oregon, with a median household income of $76,250 and a 7.5% unemployment rate. Its cost of living index is 105 (US average = 100), which is 5% above the national average.

Strengths: Waterloo stands out for below-average home prices.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Waterloo is right for you depends on your priorities — the full breakdown is below.

All Waterloo city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.6

Waterloo's overall cost of living index is 104.6, where 100 represents the US national average. Living in Waterloo costs roughly 5% more than the average American city.

Metric Waterloo, OR National Avg
Median Home Value $216,700 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 87.7% 65.9%
Median Household Income $76,250 $74,755

Crime & Safety

Safer than Average

Waterloo's violent crime rate is 183.4 per 100,000 residents — 52% lower than the national average of ~380 per 100,000.

Violent Crime
183.4 /100k
Property Crime
1915.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Waterloo, OR National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 10.2% 35.4%
High School Diploma or Higher 92.9% 91.1%

Weather & Climate

Waterloo sees average highs of 48.8°F in January and 85.0°F in July, with 49.5 inches of annual precipitation .

MetricWaterloo, OR
Average High — January48.8°F
Average High — July85.0°F
Annual Precipitation49.5"
Annual SnowfallTrace / None

Demographics

MetricWaterloo, ORNational Avg
Population238—
Median Age45.238.9
Unemployment Rate7.5%3.7%
Avg Commute Time31.2 min26 min
White (non-Hispanic)95.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.1%18.9%
Asian0.0%6.3%
Under 1812.6%22.2%
65 and over24.8%16.8%

Nearby Cities

Sodaville, OR 2 mi South Lebanon, OR 4 mi Lebanon, OR 5 mi Lacomb, OR 7 mi Sweet Home, OR 9 mi

Waterloo vs Other Cities

Waterloo, OR vs Sodaville, OR Waterloo, OR vs South Lebanon, OR Waterloo, OR vs Lebanon, OR Waterloo, OR vs Lacomb, OR Waterloo, OR vs Sweet Home, OR

Frequently Asked Questions

Waterloo's cost of living index is 105, where 100 is the national average. That puts Waterloo roughly 5% above the national average in cost. The median home price is $216,700 and median rent is N/A/month.
Waterloo's violent crime rate is 183.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1915.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Waterloo, OR has a population of 238, a median household income of $76,250, and an unemployment rate of 7.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Waterloo averages 48.8°F in January and 85.0°F in July. Annual rainfall is 49.5 inches . Based on NOAA 30-year climate normals (1991–2020).
The population of Waterloo, Oregon is 238 with a median age of 45.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Waterloo: cost of living index 105 (100 = US average), median home $216,700, median household income $76,250, crime index 65 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Waterloo side by side with your current city to see the trade-offs.