Median Income
$49,155
household / year
Median Home Value
$159,200
owner-occupied
Median Rent
$933
gross / month
Cost of Living
97
national avg = 100

Is Elgin, OR a Good Place to Live?

Elgin is a small town of 1,603 in Oregon, with a median household income of $49,155 and a 2.1% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Elgin stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Elgin is right for you depends on your priorities — the full breakdown is below.

All Elgin city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.7

Elgin's overall cost of living index is 96.7, where 100 represents the US national average. Living in Elgin costs roughly 3% less than the average American city.

Metric Elgin, OR National Avg
Median Home Value $159,200 $244,900
Median Monthly Rent $933 $1,163
Homeownership Rate 69.8% 65.9%
Median Household Income $49,155 $74,755

Crime & Safety

Safer than Average

Elgin's violent crime rate is 190.1 per 100,000 residents — 50% lower than the national average of ~380 per 100,000.

Violent Crime
190.1 /100k
Property Crime
1896.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Elgin is served primarily by Elgin SD 23. The student-to-teacher ratio is 12.7:1 (better than the national average of ~16:1).

Metric Elgin, OR National Avg
School District Elgin SD 23 —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 12.7:1 16:1
Bachelor's Degree or Higher 9.9% 35.4%
High School Diploma or Higher 90.1% 91.1%

Weather & Climate

Elgin sees average highs of 40.0°F in January and 86.5°F in July, with 25.9 inches of annual precipitation and 9.4 inches of snow per year.

MetricElgin, OR
Average High — January40.0°F
Average High — July86.5°F
Annual Precipitation25.9"
Annual Snowfall9.4"

Demographics

MetricElgin, ORNational Avg
Population1,603—
Median Age40.438.9
Unemployment Rate2.1%3.7%
Avg Commute Time24.3 min26 min
White (non-Hispanic)95.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.2%18.9%
Asian0.2%6.3%
Under 1823.7%22.2%
65 and over24.6%16.8%

Nearby Cities

ZIP Codes in Elgin

Elgin, OR is covered by 1 ZIP code:

Elgin vs Other Cities

Frequently Asked Questions

Elgin's cost of living index is 97, where 100 is the national average. That makes Elgin roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $159,200 and median rent is $933/month.
Elgin's violent crime rate is 190.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1896.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Elgin are operated by Elgin SD 23. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 12.7:1. 9.9% of adults 25+ hold a bachelor's degree or higher.
Elgin, OR has a population of 1,603, a median household income of $49,155, and an unemployment rate of 2.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Elgin averages 40.0°F in January and 86.5°F in July. Annual rainfall is 25.9 inches with about 9.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Elgin, OR is covered by 1 ZIP code: 97827.
The population of Elgin, Oregon is 1,603 with a median age of 40.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Elgin: cost of living index 97 (100 = US average), median home $159,200, median household income $49,155, crime index 66 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Elgin side by side with your current city to see the trade-offs.