Downtown Stillwater · Fletcherspears / CC BY-SA 3.0Stillwater OK Welcome Sign · Fletcherspears / CC BY-SA 3.0Berry House · Steven C. Price / CC BY-SA 3.0Oklahoma State University Student Union snow · Adrisundead / CC BY-SA 3.0
Stillwater is a small city of 48,644 in Oklahoma, with a median household income of $39,998
and a 5.3% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Stillwater stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Stillwater is right for you depends on your priorities — the full breakdown is below.
All Stillwater city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.6
Stillwater's overall cost of living index is 93.6,
where 100 represents the US national average.
Living in Stillwater costs roughly 6% less than the average American city.
Metric
Stillwater, OK
National Avg
Median Home Value
$213,100
$244,900
Median Monthly Rent
$921
$1,163
Homeownership Rate
37.4%
65.9%
Median Household Income
$39,998
$74,755
Crime & Safety
Very Safe
Stillwater's violent crime rate is 182.3 per 100,000 residents
— 52% lower than the national average of ~380 per 100,000.
Violent Crime
182.3 /100k
Property Crime
1550.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Stillwater is served primarily by STILLWATER.
The student-to-teacher ratio is 15.9:1
(better than the national average of ~16:1).
Metric
Stillwater, OK
National Avg
School District
STILLWATER
—
Elementary Schools
6
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
15.9:1
16:1
Bachelor's Degree or Higher
51.0%
35.4%
High School Diploma or Higher
95.1%
91.1%
Weather & Climate
Stillwater sees average highs of 49.1°F in January
and 93.6°F in July,
with 36.0 inches of annual precipitation
and 7.5 inches of snow per year.
Stillwater's cost of living index is 94, where 100 is the national average.
That makes Stillwater roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $213,100 and median rent is $921/month.
Stillwater's violent crime rate is 182.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1550.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Stillwater are operated by STILLWATER.
The district has 6 elementary, 1 middle, and 2 high schools.
The student-to-teacher ratio is 15.9:1. 51.0% of adults 25+ hold a bachelor's degree or higher.
Stillwater, OK has a population of 48,644, a median household income of $39,998, and an unemployment rate of 5.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Stillwater averages 49.1°F in January and 93.6°F in July. Annual rainfall is 36.0 inches
with about 7.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Stillwater, OK is covered by 4 ZIP codes: 74075, 74074, 74077, 74078.
The population of Stillwater, Oklahoma is 48,644 with a median age of 23.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Stillwater: cost of living index 94 (100 = US average), median home $213,100, median household income $39,998, crime index 58 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Stillwater side by side with your current city to see the trade-offs.
