Pond Creek is a small town of 980 in Oklahoma, with a median household income of $65,333
and a 3.4% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Pond Creek stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Pond Creek is right for you depends on your priorities — the full breakdown is below.
All Pond Creek city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.2
Pond Creek's overall cost of living index is 89.2,
where 100 represents the US national average.
Living in Pond Creek costs roughly 11% less than the average American city.
Metric
Pond Creek, OK
National Avg
Median Home Value
$88,000
$244,900
Median Monthly Rent
$915
$1,163
Homeownership Rate
69.5%
65.9%
Median Household Income
$65,333
$74,755
Crime & Safety
Very Safe
Pond Creek's violent crime rate is 224.0 per 100,000 residents
— 41% lower than the national average of ~380 per 100,000.
Violent Crime
224.0 /100k
Property Crime
783.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Pond Creek is served primarily by POND CREEK-HUNTER.
The student-to-teacher ratio is 14.3:1
(better than the national average of ~16:1).
Metric
Pond Creek, OK
National Avg
School District
POND CREEK-HUNTER
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
14.3:1
16:1
Bachelor's Degree or Higher
13.5%
35.4%
High School Diploma or Higher
86.8%
91.1%
Weather & Climate
Pond Creek sees average highs of 47.6°F in January
and 94.6°F in July,
with 33.9 inches of annual precipitation
and 9.3 inches of snow per year.
Pond Creek's cost of living index is 89, where 100 is the national average.
That makes Pond Creek roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $88,000 and median rent is $915/month.
Pond Creek's violent crime rate is 224.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 783.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pond Creek are operated by POND CREEK-HUNTER.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 14.3:1. 13.5% of adults 25+ hold a bachelor's degree or higher.
Pond Creek, OK has a population of 980, a median household income of $65,333, and an unemployment rate of 3.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pond Creek averages 47.6°F in January and 94.6°F in July. Annual rainfall is 33.9 inches
with about 9.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Pond Creek, OK is covered by 1 ZIP code: 73766.
The population of Pond Creek, Oklahoma is 980 with a median age of 30.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pond Creek: cost of living index 89 (100 = US average), median home $88,000, median household income $65,333, crime index 50 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Pond Creek side by side with your current city to see the trade-offs.