Mill Creek is a small town of 262 in Oklahoma, with a median household income of $43,750
and a 2.9% unemployment rate.
Its cost of living index is 85 (US average = 100), which is
15% below the national average.
Strengths:
Mill Creek stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Mill Creek is right for you depends on your priorities — the full breakdown is below.
All Mill Creek city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 84.8
Mill Creek's overall cost of living index is 84.8,
where 100 represents the US national average.
Living in Mill Creek costs roughly 15% less than the average American city.
Metric
Mill Creek, OK
National Avg
Median Home Value
$53,100
$244,900
Median Monthly Rent
$725
$1,163
Homeownership Rate
75.9%
65.9%
Median Household Income
$43,750
$74,755
Crime & Safety
Very Safe
Mill Creek's violent crime rate is 252.6 per 100,000 residents
— 34% lower than the national average of ~380 per 100,000.
Violent Crime
252.6 /100k
Property Crime
1019.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Mill Creek is served primarily by MILL CREEK.
The student-to-teacher ratio is 12.0:1
(better than the national average of ~16:1).
Metric
Mill Creek, OK
National Avg
School District
MILL CREEK
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
12.0:1
16:1
Bachelor's Degree or Higher
13.4%
35.4%
High School Diploma or Higher
74.3%
91.1%
Weather & Climate
Mill Creek sees average highs of 52.2°F in January
and 93.0°F in July,
with 41.8 inches of annual precipitation
and 1.7 inches of snow per year.
Mill Creek's cost of living index is 85, where 100 is the national average.
That makes Mill Creek roughly 15% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $53,100 and median rent is $725/month.
Mill Creek's violent crime rate is 252.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1019.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Mill Creek are operated by MILL CREEK.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 12.0:1. 13.4% of adults 25+ hold a bachelor's degree or higher.
Mill Creek, OK has a population of 262, a median household income of $43,750, and an unemployment rate of 2.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mill Creek averages 52.2°F in January and 93.0°F in July. Annual rainfall is 41.8 inches
with about 1.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Mill Creek, OK is covered by 1 ZIP code: 74856.
The population of Mill Creek, Oklahoma is 262 with a median age of 48.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mill Creek: cost of living index 85 (100 = US average), median home $53,100, median household income $43,750, crime index 59 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Mill Creek side by side with your current city to see the trade-offs.