Loyal is a small town of 112 in Oklahoma, with a median household income of N/A
and a 29.5% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Loyal stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Loyal is right for you depends on your priorities — the full breakdown is below.
All Loyal city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.0
Loyal's overall cost of living index is 89.0,
where 100 represents the US national average.
Living in Loyal costs roughly 11% less than the average American city.
Metric
Loyal, OK
National Avg
Median Home Value
$81,900
$244,900
Median Monthly Rent
$939
$1,163
Homeownership Rate
54.8%
65.9%
Median Household Income
N/A
$74,755
Crime & Safety
Very Safe
Loyal's violent crime rate is 209.3 per 100,000 residents
— 45% lower than the national average of ~380 per 100,000.
Violent Crime
209.3 /100k
Property Crime
1002.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Loyal is served primarily by LOMEGA.
The student-to-teacher ratio is 10.1:1
(better than the national average of ~16:1).
Metric
Loyal, OK
National Avg
School District
LOMEGA
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
10.1:1
16:1
Bachelor's Degree or Higher
27.1%
35.4%
High School Diploma or Higher
98.6%
91.1%
Weather & Climate
Loyal sees average highs of 49.2°F in January
and 95.5°F in July,
with 36.6 inches of annual precipitation
and 5.4 inches of snow per year.
Loyal's cost of living index is 89, where 100 is the national average.
That makes Loyal roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $81,900 and median rent is $939/month.
Loyal's violent crime rate is 209.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1002.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Loyal are operated by LOMEGA.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 10.1:1. 27.1% of adults 25+ hold a bachelor's degree or higher.
Loyal, OK has a population of 112, a median household income of N/A, and an unemployment rate of 29.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Loyal averages 49.2°F in January and 95.5°F in July. Annual rainfall is 36.6 inches
with about 5.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Loyal, OK is covered by 1 ZIP code: 73756.
The population of Loyal, Oklahoma is 112 with a median age of 34.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Loyal: cost of living index 89 (100 = US average), median home $81,900, median household income N/A, crime index 52 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Loyal side by side with your current city to see the trade-offs.