Median Income
$34,375
household / year
Median Home Value
$76,000
owner-occupied
Median Rent
$530
gross / month
Cost of Living
84
national avg = 100

Is Cottonwood, OK a Good Place to Live?

Cottonwood is a small town of 101 in Oklahoma, with a median household income of $34,375 and a 9.5% unemployment rate. Its cost of living index is 84 (US average = 100), which is 16% below the national average.

Strengths: Cottonwood stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Cottonwood is right for you depends on your priorities — the full breakdown is below.

All Cottonwood city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 84.1

Cottonwood's overall cost of living index is 84.1, where 100 represents the US national average. Living in Cottonwood costs roughly 16% less than the average American city.

Metric Cottonwood, OK National Avg
Median Home Value $76,000 $244,900
Median Monthly Rent $530 $1,163
Homeownership Rate 80.8% 65.9%
Median Household Income $34,375 $74,755

Crime & Safety

Very Safe

Cottonwood's violent crime rate is 127.4 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.

Violent Crime
127.4 /100k
Property Crime
400.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Cottonwood, OK National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 9.3% 35.4%
High School Diploma or Higher 81.3% 91.1%

Weather & Climate

Cottonwood sees average highs of 50.8°F in January and 92.2°F in July, with 45.6 inches of annual precipitation and 3.2 inches of snow per year.

MetricCottonwood, OK
Average High — January50.8°F
Average High — July92.2°F
Annual Precipitation45.6"
Annual Snowfall3.2"

Demographics

MetricCottonwood, OKNational Avg
Population101—
Median Age54.438.9
Unemployment Rate9.5%3.7%
Avg Commute Time21.7 min26 min
White (non-Hispanic)55.4%59.3%
Black or African American0.0%13.6%
Hispanic or Latino4.0%18.9%
Asian2.0%6.3%
Under 1822.8%22.2%
65 and over22.8%16.8%

Nearby Cities

Cottonwood vs Other Cities

Frequently Asked Questions

Cottonwood's cost of living index is 84, where 100 is the national average. That makes Cottonwood roughly 16% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $76,000 and median rent is $530/month.
Cottonwood's violent crime rate is 127.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 400.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Cottonwood, OK has a population of 101, a median household income of $34,375, and an unemployment rate of 9.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cottonwood averages 50.8°F in January and 92.2°F in July. Annual rainfall is 45.6 inches with about 3.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Cottonwood, Oklahoma is 101 with a median age of 54.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cottonwood: cost of living index 84 (100 = US average), median home $76,000, median household income $34,375, crime index 28 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Cottonwood side by side with your current city to see the trade-offs.