Median Income
$75,547
household / year
Median Home Value
$96,500
owner-occupied
Median Rent
$835
gross / month
Cost of Living
89
national avg = 100

Is Cherokee, OK a Good Place to Live?

Cherokee is a small town of 1,556 in Oklahoma, with a median household income of $75,547 and a 6.9% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Cherokee stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Cherokee is right for you depends on your priorities — the full breakdown is below.

All Cherokee city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.9

Cherokee's overall cost of living index is 88.9, where 100 represents the US national average. Living in Cherokee costs roughly 11% less than the average American city.

Metric Cherokee, OK National Avg
Median Home Value $96,500 $244,900
Median Monthly Rent $835 $1,163
Homeownership Rate 74.7% 65.9%
Median Household Income $75,547 $74,755

Crime & Safety

Near National Average

Cherokee's violent crime rate is 625.9 per 100,000 residents — 65% higher than the national average of ~380 per 100,000.

Violent Crime
625.9 /100k
Property Crime
2016.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cherokee is served primarily by CHEROKEE. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).

Metric Cherokee, OK National Avg
School District CHEROKEE —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 11.9:1 16:1
Bachelor's Degree or Higher 25.0% 35.4%
High School Diploma or Higher 89.1% 91.1%

Weather & Climate

Cherokee sees average highs of 47.9°F in January and 94.9°F in July, with 31.3 inches of annual precipitation and 11.2 inches of snow per year.

MetricCherokee, OK
Average High — January47.9°F
Average High — July94.9°F
Annual Precipitation31.3"
Annual Snowfall11.2"

Demographics

MetricCherokee, OKNational Avg
Population1,556—
Median Age42.438.9
Unemployment Rate6.9%3.7%
Avg Commute Time21.3 min26 min
White (non-Hispanic)86.4%59.3%
Black or African American1.2%13.6%
Hispanic or Latino5.1%18.9%
Asian0.1%6.3%
Under 1824.2%22.2%
65 and over20.9%16.8%

Nearby Cities

ZIP Codes in Cherokee

Cherokee, OK is covered by 1 ZIP code:

Cherokee vs Other Cities

Frequently Asked Questions

Cherokee's cost of living index is 89, where 100 is the national average. That makes Cherokee roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,500 and median rent is $835/month.
Cherokee's violent crime rate is 625.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2016.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cherokee are operated by CHEROKEE. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.9:1. 25.0% of adults 25+ hold a bachelor's degree or higher.
Cherokee, OK has a population of 1,556, a median household income of $75,547, and an unemployment rate of 6.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cherokee averages 47.9°F in January and 94.9°F in July. Annual rainfall is 31.3 inches with about 11.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cherokee, OK is covered by 1 ZIP code: 73728.
The population of Cherokee, Oklahoma is 1,556 with a median age of 42.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cherokee: cost of living index 89 (100 = US average), median home $96,500, median household income $75,547, crime index 137 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Cherokee side by side with your current city to see the trade-offs.