Chelsea is a small town of 1,914 in Oklahoma, with a median household income of $39,961
and a 12.1% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Chelsea stands out for an affordable cost of living, below-average home prices, lower-than-average crime.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Chelsea is right for you depends on your priorities — the full breakdown is below.
All Chelsea city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.5
Chelsea's overall cost of living index is 89.5,
where 100 represents the US national average.
Living in Chelsea costs roughly 10% less than the average American city.
Metric
Chelsea, OK
National Avg
Median Home Value
$92,200
$244,900
Median Monthly Rent
$743
$1,163
Homeownership Rate
58.4%
65.9%
Median Household Income
$39,961
$74,755
Crime & Safety
Very Safe
Chelsea's violent crime rate is 50.1 per 100,000 residents
— 87% lower than the national average of ~380 per 100,000.
Violent Crime
50.1 /100k
Property Crime
951.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Chelsea is served primarily by CHELSEA.
The student-to-teacher ratio is 17.0:1
(slightly above the national average of ~16:1).
Metric
Chelsea, OK
National Avg
School District
CHELSEA
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
17.0:1
16:1
Bachelor's Degree or Higher
10.3%
35.4%
High School Diploma or Higher
83.7%
91.1%
Weather & Climate
Chelsea sees average highs of 47.6°F in January
and 92.0°F in July,
with 43.9 inches of annual precipitation
and 7.5 inches of snow per year.
Chelsea's cost of living index is 90, where 100 is the national average.
That makes Chelsea roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $92,200 and median rent is $743/month.
Chelsea's violent crime rate is 50.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 951.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Chelsea are operated by CHELSEA.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 17.0:1. 10.3% of adults 25+ hold a bachelor's degree or higher.
Chelsea, OK has a population of 1,914, a median household income of $39,961, and an unemployment rate of 12.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chelsea averages 47.6°F in January and 92.0°F in July. Annual rainfall is 43.9 inches
with about 7.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Chelsea, Oklahoma is 1,914 with a median age of 32.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chelsea: cost of living index 90 (100 = US average), median home $92,200, median household income $39,961, crime index 26 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Chelsea side by side with your current city to see the trade-offs.
