Chattanooga City Hall in Oklahoma · Jphill19 / CC BY-SA 4.0Chattanooga OK Civic Center 3-2025 · TulGuy / CC0Chattanooga OK Downtown 3-2025 · TulGuy / CC0
Chattanooga is a small town of 432 in Oklahoma, with a median household income of $58,750
and a 5.6% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Chattanooga stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Chattanooga is right for you depends on your priorities — the full breakdown is below.
All Chattanooga city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.6
Chattanooga's overall cost of living index is 87.6,
where 100 represents the US national average.
Living in Chattanooga costs roughly 12% less than the average American city.
Metric
Chattanooga, OK
National Avg
Median Home Value
$111,900
$244,900
Median Monthly Rent
$750
$1,163
Homeownership Rate
75.2%
65.9%
Median Household Income
$58,750
$74,755
Crime & Safety
Higher than Average
Chattanooga's violent crime rate is 640.2 per 100,000 residents
— 68% higher than the national average of ~380 per 100,000.
Violent Crime
640.2 /100k
Property Crime
2137.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Chattanooga is served primarily by CHATTANOOGA.
The student-to-teacher ratio is 12.3:1
(better than the national average of ~16:1).
Metric
Chattanooga, OK
National Avg
School District
CHATTANOOGA
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
12.3:1
16:1
Bachelor's Degree or Higher
28.3%
35.4%
High School Diploma or Higher
87.4%
91.1%
Weather & Climate
Chattanooga sees average highs of 52.2°F in January
and 97.3°F in July,
with 30.1 inches of annual precipitation
and 0.8 inches of snow per year.
Chattanooga's cost of living index is 88, where 100 is the national average.
That makes Chattanooga roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $111,900 and median rent is $750/month.
Chattanooga's violent crime rate is 640.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2137.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Chattanooga are operated by CHATTANOOGA.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 12.3:1. 28.3% of adults 25+ hold a bachelor's degree or higher.
Chattanooga, OK has a population of 432, a median household income of $58,750, and an unemployment rate of 5.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chattanooga averages 52.2°F in January and 97.3°F in July. Annual rainfall is 30.1 inches
with about 0.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Chattanooga, OK is covered by 1 ZIP code: 73528.
The population of Chattanooga, Oklahoma is 432 with a median age of 33.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chattanooga: cost of living index 88 (100 = US average), median home $111,900, median household income $58,750, crime index 142 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Chattanooga side by side with your current city to see the trade-offs.
