Carter is a small town of 166 in Oklahoma, with a median household income of $65,000
and a 2.4% unemployment rate.
Its cost of living index is 86 (US average = 100), which is
14% below the national average.
Strengths:
Carter stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Carter is right for you depends on your priorities — the full breakdown is below.
All Carter city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 85.5
Carter's overall cost of living index is 85.5,
where 100 represents the US national average.
Living in Carter costs roughly 14% less than the average American city.
Metric
Carter, OK
National Avg
Median Home Value
$61,000
$244,900
Median Monthly Rent
$725
$1,163
Homeownership Rate
83.8%
65.9%
Median Household Income
$65,000
$74,755
Crime & Safety
Very Safe
Carter's violent crime rate is 169.3 per 100,000 residents
— 55% lower than the national average of ~380 per 100,000.
Violent Crime
169.3 /100k
Property Crime
910.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Carter, OK
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
16.7%
35.4%
High School Diploma or Higher
84.1%
91.1%
Weather & Climate
Carter sees average highs of 50.4°F in January
and 94.7°F in July,
with 26.1 inches of annual precipitation
and 5.6 inches of snow per year.
Carter's cost of living index is 86, where 100 is the national average.
That makes Carter roughly 14% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $61,000 and median rent is $725/month.
Carter's violent crime rate is 169.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 910.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Carter, OK has a population of 166, a median household income of $65,000, and an unemployment rate of 2.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Carter averages 50.4°F in January and 94.7°F in July. Annual rainfall is 26.1 inches
with about 5.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Carter, OK is covered by 1 ZIP code: 73627.
The population of Carter, Oklahoma is 166 with a median age of 47.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Carter: cost of living index 86 (100 = US average), median home $61,000, median household income $65,000, crime index 44 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Carter side by side with your current city to see the trade-offs.