What are the schools like in Atoka, OK?

Atoka is served primarily by ATOKA. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 13.2:1.

What is the median household income in Atoka?

The median household income in Atoka, OK is $40,362 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 7.2%.

What is the weather like in Atoka, OK?

Atoka has an average high temperature of 51.2°F in January and 94.0°F in July. Annual precipitation averages 45.7 inches and annual snowfall averages 1.8 inches.

Atoka, OK Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Atoka, OK affordable or expensive?

Atoka's cost of living index is 86, where 100 represents the national average. This means Atoka is 14% less expensive than the average US city. The median home value is $95,400 and the median rent is $596 per month.

Q: What is the crime rate in Atoka, OK?

Atoka has a violent crime rate of 976.8 incidents per 100,000 residents and a property crime rate of 5085.9 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Atoka, OK a Good Place to Live?

Atoka is a small town of 3,160 in Oklahoma, with a median household income of $40,362 and a 7.2% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Atoka stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Atoka is right for you depends on your priorities — the full breakdown is below.

All Atoka city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.2

Atoka's overall cost of living index is 86.2, where 100 represents the US national average. Living in Atoka costs roughly 14% less than the average American city.

Metric	Atoka, OK	National Avg
Median Home Value	$95,400	$244,900
Median Monthly Rent	$596	$1,163
Homeownership Rate	60.8%	65.9%
Median Household Income	$40,362	$74,755

Crime & Safety

High Crime

Atoka's violent crime rate is 976.8 per 100,000 residents — 157% higher than the national average of ~380 per 100,000.

Violent Crime

976.8 /100k

Property Crime

5085.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Atoka is served primarily by ATOKA. The student-to-teacher ratio is 13.2:1 (better than the national average of ~16:1).

Metric	Atoka, OK	National Avg
School District	ATOKA	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	13.2:1	16:1
Bachelor's Degree or Higher	14.1%	35.4%
High School Diploma or Higher	75.7%	91.1%

Weather & Climate

Atoka sees average highs of 51.2°F in January and 94.0°F in July, with 45.7 inches of annual precipitation and 1.8 inches of snow per year.

Metric	Atoka, OK
Average High — January	51.2°F
Average High — July	94.0°F
Annual Precipitation	45.7"
Annual Snowfall	1.8"

Demographics

Metric	Atoka, OK	National Avg
Population	3,160	—
Median Age	37.5	38.9
Unemployment Rate	7.2%	3.7%
Avg Commute Time	17.4 min	26 min
White (non-Hispanic)	60.8%	59.3%
Black or African American	3.8%	13.6%
Hispanic or Latino	6.3%	18.9%
Asian	3.2%	6.3%
Under 18	26.4%	22.2%
65 and over	15.9%	16.8%

Nearby Cities

Tushka, OK 5 mi Stringtown, OK 7 mi Lehigh, OK 8 mi Phillips, OK 10 mi Lane, OK 10 mi

ZIP Codes in Atoka

Atoka, OK is covered by 1 ZIP code:

74525

Atoka vs Other Cities

Atoka, OK vs Tushka, OK Atoka, OK vs Stringtown, OK Atoka, OK vs Lehigh, OK Atoka, OK vs Phillips, OK Atoka, OK vs Lane, OK

Frequently Asked Questions

Is Atoka, OK affordable or expensive?

Atoka's cost of living index is 86, where 100 is the national average. That makes Atoka roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $95,400 and median rent is $596/month.

What is the crime rate in Atoka, OK?

Atoka's violent crime rate is 976.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 5085.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Atoka?

Public schools in Atoka are operated by ATOKA. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.2:1. 14.1% of adults 25+ hold a bachelor's degree or higher.

Is Atoka, OK a good place to live?

Atoka, OK has a population of 3,160, a median household income of $40,362, and an unemployment rate of 7.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Atoka?

Atoka averages 51.2°F in January and 94.0°F in July. Annual rainfall is 45.7 inches with about 1.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Atoka?

Atoka, OK is covered by 1 ZIP code: 74525.

What is the population of Atoka?

The population of Atoka, Oklahoma is 3,160 with a median age of 37.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Atoka?

Key numbers for living in Atoka: cost of living index 86 (100 = US average), median home $95,400, median household income $40,362, crime index 251 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Atoka side by side with your current city to see the trade-offs.