White Oak is a small city of 19,101 in Ohio, with a median household income of $71,465
and a 3.8% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
White Oak stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether White Oak is right for you depends on your priorities — the full breakdown is below.
All White Oak city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
White Oak's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in White Oak costs roughly 6% less than the average American city.
Metric
White Oak, OH
National Avg
Median Home Value
$178,200
$244,900
Median Monthly Rent
$936
$1,163
Homeownership Rate
71.5%
65.9%
Median Household Income
$71,465
$74,755
Crime & Safety
Near National Average
White Oak's violent crime rate is 413.5 per 100,000 residents
— 9% higher than the national average of ~380 per 100,000.
Violent Crime
413.5 /100k
Property Crime
2160.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
White Oak is served primarily by North College Hill City.
The student-to-teacher ratio is 17.7:1
(slightly above the national average of ~16:1).
Metric
White Oak, OH
National Avg
School District
North College Hill City
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
17.7:1
16:1
Bachelor's Degree or Higher
32.8%
35.4%
High School Diploma or Higher
92.5%
91.1%
Weather & Climate
White Oak sees average highs of 37.4°F in January
and 85.4°F in July,
with 45.5 inches of annual precipitation
and 16.0 inches of snow per year.
White Oak's cost of living index is 94, where 100 is the national average.
That makes White Oak roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $178,200 and median rent is $936/month.
White Oak's violent crime rate is 413.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2160.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in White Oak are operated by North College Hill City.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 17.7:1. 32.8% of adults 25+ hold a bachelor's degree or higher.
White Oak, OH has a population of 19,101, a median household income of $71,465, and an unemployment rate of 3.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
White Oak averages 37.4°F in January and 85.4°F in July. Annual rainfall is 45.5 inches
with about 16.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
White Oak, OH is covered by 1 ZIP code: 45239.
The population of White Oak, Ohio is 19,101 with a median age of 38.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in White Oak: cost of living index 94 (100 = US average), median home $178,200, median household income $71,465, crime index 106 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare White Oak side by side with your current city to see the trade-offs.
