Westerville is a small city of 38,911 in Ohio, with a median household income of $103,617
and a 2.8% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Westerville stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Westerville is right for you depends on your priorities — the full breakdown is below.
All Westerville city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.5
Westerville's overall cost of living index is 94.5,
where 100 represents the US national average.
Living in Westerville costs roughly 6% less than the average American city.
Metric
Westerville, OH
National Avg
Median Home Value
$320,500
$244,900
Median Monthly Rent
$1,361
$1,163
Homeownership Rate
75.3%
65.9%
Median Household Income
$103,617
$74,755
Crime & Safety
Safer than Average
Westerville's violent crime rate is 221.1 per 100,000 residents
— 42% lower than the national average of ~380 per 100,000.
Violent Crime
221.1 /100k
Property Crime
1726.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Westerville is served primarily by Westerville City.
The student-to-teacher ratio is 17.1:1
(slightly above the national average of ~16:1).
Metric
Westerville, OH
National Avg
School District
Westerville City
—
Elementary Schools
15
—
Middle Schools
5
—
High Schools
3
—
Student/Teacher Ratio
17.1:1
16:1
Bachelor's Degree or Higher
57.9%
35.4%
High School Diploma or Higher
97.7%
91.1%
Weather & Climate
Westerville sees average highs of 37.7°F in January
and 85.9°F in July,
with 42.2 inches of annual precipitation
and 19.0 inches of snow per year.
Westerville's cost of living index is 94, where 100 is the national average.
That makes Westerville roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $320,500 and median rent is $1,361/month.
Westerville's violent crime rate is 221.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1726.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Westerville are operated by Westerville City.
The district has 15 elementary, 5 middle, and 3 high schools.
The student-to-teacher ratio is 17.1:1. 57.9% of adults 25+ hold a bachelor's degree or higher.
Westerville, OH has a population of 38,911, a median household income of $103,617, and an unemployment rate of 2.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Westerville averages 37.7°F in January and 85.9°F in July. Annual rainfall is 42.2 inches
with about 19.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Westerville, OH is covered by 2 ZIP codes: 43081, 43082.
The population of Westerville, Ohio is 38,911 with a median age of 40.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Westerville: cost of living index 94 (100 = US average), median home $320,500, median household income $103,617, crime index 68 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Westerville side by side with your current city to see the trade-offs.
