Median Income
$49,271
household / year
Median Home Value
$134,200
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
N/A
national avg = 100

Is Waterford, OH a Good Place to Live?

Waterford is a small town of 373 in Ohio, with a median household income of $49,271 .

Strengths: Waterford stands out for below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Waterford is right for you depends on your priorities — the full breakdown is below.

All Waterford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the Waterford metro area.

Metric Waterford, OH National Avg
Median Home Value $134,200 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 90.8% 65.9%
Median Household Income $49,271 $74,755

Crime & Safety

Very Safe

Waterford's violent crime rate is 46.7 per 100,000 residents — 88% lower than the national average of ~380 per 100,000.

Violent Crime
46.7 /100k
Property Crime
477.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Waterford is served primarily by Wolf Creek Local. The student-to-teacher ratio is 12.1:1 (better than the national average of ~16:1).

Metric Waterford, OH National Avg
School District Wolf Creek Local —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 2 —
Student/Teacher Ratio 12.1:1 16:1
Bachelor's Degree or Higher 4.7% 35.4%
High School Diploma or Higher 97.0% 91.1%

Weather & Climate

Waterford sees average highs of 38.4°F in January and 85.3°F in July, with 44.5 inches of annual precipitation and 15.7 inches of snow per year.

MetricWaterford, OH
Average High — January38.4°F
Average High — July85.3°F
Annual Precipitation44.5"
Annual Snowfall15.7"

Demographics

MetricWaterford, OHNational Avg
Population373—
Median Age44.838.9
Unemployment Rate0.0%3.7%
Avg Commute Time17.0 min26 min
White (non-Hispanic)100.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1832.4%22.2%
65 and over29.8%16.8%

Nearby Cities

Beverly, OH 1 mi Lowell, OH 7 mi Stockport, OH 8 mi Devola, OH 10 mi Vincent, OH 11 mi

ZIP Codes in Waterford

Waterford, OH is covered by 1 ZIP code:

45786

Waterford vs Other Cities

Waterford, OH vs Beverly, OH Waterford, OH vs Lowell, OH Waterford, OH vs Stockport, OH Waterford, OH vs Devola, OH Waterford, OH vs Vincent, OH

Frequently Asked Questions

Waterford has a median home value of $134,200 and median rent of N/A/month against a median household income of $49,271.
Waterford's violent crime rate is 46.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 477.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Waterford are operated by Wolf Creek Local. The district has 1 elementary, several middle, and 2 high schools. The student-to-teacher ratio is 12.1:1. 4.7% of adults 25+ hold a bachelor's degree or higher.
Waterford, OH has a population of 373, a median household income of $49,271, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Waterford averages 38.4°F in January and 85.3°F in July. Annual rainfall is 44.5 inches with about 15.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Waterford, OH is covered by 1 ZIP code: 45786.
The population of Waterford, Ohio is 373 with a median age of 44.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Waterford: median home $134,200, median household income $49,271, crime index 16 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Waterford side by side with your current city to see the trade-offs.