St. Bernard is a small town of 4,026 in Ohio, with a median household income of $69,840
and a 2.7% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
St. Bernard stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether St. Bernard is right for you depends on your priorities — the full breakdown is below.
All St. Bernard city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
St. Bernard's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in St. Bernard costs roughly 6% less than the average American city.
Metric
St. Bernard, OH
National Avg
Median Home Value
$136,200
$244,900
Median Monthly Rent
$733
$1,163
Homeownership Rate
69.4%
65.9%
Median Household Income
$69,840
$74,755
Crime & Safety
Safer than Average
St. Bernard's violent crime rate is 204.7 per 100,000 residents
— 46% lower than the national average of ~380 per 100,000.
Violent Crime
204.7 /100k
Property Crime
3146.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
St. Bernard is served primarily by St Bernard-Elmwood Place City.
The student-to-teacher ratio is 12.7:1
(better than the national average of ~16:1).
Metric
St. Bernard, OH
National Avg
School District
St Bernard-Elmwood Place City
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
12.7:1
16:1
Bachelor's Degree or Higher
28.0%
35.4%
High School Diploma or Higher
93.7%
91.1%
Weather & Climate
St. Bernard sees average highs of 40.6°F in January
and 86.6°F in July,
with 43.4 inches of annual precipitation
and 16.0 inches of snow per year.
St. Bernard's cost of living index is 94, where 100 is the national average.
That makes St. Bernard roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $136,200 and median rent is $733/month.
St. Bernard's violent crime rate is 204.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3146.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in St. Bernard are operated by St Bernard-Elmwood Place City.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 12.7:1. 28.0% of adults 25+ hold a bachelor's degree or higher.
St. Bernard, OH has a population of 4,026, a median household income of $69,840, and an unemployment rate of 2.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
St. Bernard averages 40.6°F in January and 86.6°F in July. Annual rainfall is 43.4 inches
with about 16.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
St. Bernard, OH is covered by 1 ZIP code: 45217.
The population of St. Bernard, Ohio is 4,026 with a median age of 46.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in St. Bernard: cost of living index 94 (100 = US average), median home $136,200, median household income $69,840, crime index 92 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare St. Bernard side by side with your current city to see the trade-offs.
