Median Income
$55,355
household / year
Median Home Value
$114,700
owner-occupied
Median Rent
$723
gross / month
Cost of Living
87
national avg = 100

Is Shelby, OH a Good Place to Live?

Shelby is a small town of 8,360 in Ohio, with a median household income of $55,355 and a 3.2% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Shelby stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Shelby is right for you depends on your priorities — the full breakdown is below.

All Shelby city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.6

Shelby's overall cost of living index is 86.6, where 100 represents the US national average. Living in Shelby costs roughly 13% less than the average American city.

Metric Shelby, OH National Avg
Median Home Value $114,700 $244,900
Median Monthly Rent $723 $1,163
Homeownership Rate 61.8% 65.9%
Median Household Income $55,355 $74,755

Crime & Safety

Safer than Average

Shelby's violent crime rate is 270.1 per 100,000 residents — 29% lower than the national average of ~380 per 100,000.

Violent Crime
270.1 /100k
Property Crime
1134.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Shelby is served primarily by Shelby City. The student-to-teacher ratio is 19.0:1 (slightly above the national average of ~16:1).

Metric Shelby, OH National Avg
School District Shelby City —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 19.0:1 16:1
Bachelor's Degree or Higher 16.5% 35.4%
High School Diploma or Higher 90.8% 91.1%

Weather & Climate

Shelby sees average highs of 34.4°F in January and 83.4°F in July, with 43.1 inches of annual precipitation and 49.2 inches of snow per year.

MetricShelby, OH
Average High — January34.4°F
Average High — July83.4°F
Annual Precipitation43.1"
Annual Snowfall49.2"

Demographics

MetricShelby, OHNational Avg
Population8,360—
Median Age40.838.9
Unemployment Rate3.2%3.7%
Avg Commute Time20.4 min26 min
White (non-Hispanic)95.4%59.3%
Black or African American0.4%13.6%
Hispanic or Latino0.8%18.9%
Asian2.1%6.3%
Under 1826.3%22.2%
65 and over18.8%16.8%

Nearby Cities

ZIP Codes in Shelby

Shelby, OH is covered by 1 ZIP code:

Shelby vs Other Cities

Frequently Asked Questions

Shelby's cost of living index is 87, where 100 is the national average. That makes Shelby roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $114,700 and median rent is $723/month.
Shelby's violent crime rate is 270.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1134.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Shelby are operated by Shelby City. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 19.0:1. 16.5% of adults 25+ hold a bachelor's degree or higher.
Shelby, OH has a population of 8,360, a median household income of $55,355, and an unemployment rate of 3.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Shelby averages 34.4°F in January and 83.4°F in July. Annual rainfall is 43.1 inches with about 49.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Shelby, OH is covered by 1 ZIP code: 44875.
The population of Shelby, Ohio is 8,360 with a median age of 40.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Shelby: cost of living index 87 (100 = US average), median home $114,700, median household income $55,355, crime index 64 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Shelby side by side with your current city to see the trade-offs.