Is Shelby, OH a Good Place to Live?
Shelby is a small town of 8,360 in Ohio, with a median household income of $55,355 and a 3.2% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.
Strengths: Shelby stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Shelby is right for you depends on your priorities — the full breakdown is below.
All Shelby city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 86.6Shelby's overall cost of living index is 86.6, where 100 represents the US national average. Living in Shelby costs roughly 13% less than the average American city.
| Metric | Shelby, OH | National Avg |
|---|---|---|
| Median Home Value | $114,700 | $244,900 |
| Median Monthly Rent | $723 | $1,163 |
| Homeownership Rate | 61.8% | 65.9% |
| Median Household Income | $55,355 | $74,755 |
Crime & Safety
Safer than AverageShelby's violent crime rate is 270.1 per 100,000 residents — 29% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Shelby is served primarily by Shelby City. The student-to-teacher ratio is 19.0:1 (slightly above the national average of ~16:1).
| Metric | Shelby, OH | National Avg |
|---|---|---|
| School District | Shelby City | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 19.0:1 | 16:1 |
| Bachelor's Degree or Higher | 16.5% | 35.4% |
| High School Diploma or Higher | 90.8% | 91.1% |
Weather & Climate
Shelby sees average highs of 34.4°F in January and 83.4°F in July, with 43.1 inches of annual precipitation and 49.2 inches of snow per year.
| Metric | Shelby, OH |
|---|---|
| Average High — January | 34.4°F |
| Average High — July | 83.4°F |
| Annual Precipitation | 43.1" |
| Annual Snowfall | 49.2" |
Demographics
| Metric | Shelby, OH | National Avg |
|---|---|---|
| Population | 8,360 | — |
| Median Age | 40.8 | 38.9 |
| Unemployment Rate | 3.2% | 3.7% |
| Avg Commute Time | 20.4 min | 26 min |
| White (non-Hispanic) | 95.4% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 0.8% | 18.9% |
| Asian | 2.1% | 6.3% |
| Under 18 | 26.3% | 22.2% |
| 65 and over | 18.8% | 16.8% |
Nearby Cities
ZIP Codes in Shelby
Shelby, OH is covered by 1 ZIP code: