Philo is a small town of 811 in Ohio, with a median household income of $43,500
and a 3.6% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Philo stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).
Trade-offs:
Potential downsides include longer commutes. Whether Philo is right for you depends on your priorities — the full breakdown is below.
All Philo city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.3
Philo's overall cost of living index is 88.3,
where 100 represents the US national average.
Living in Philo costs roughly 12% less than the average American city.
Metric
Philo, OH
National Avg
Median Home Value
$99,800
$244,900
Median Monthly Rent
$769
$1,163
Homeownership Rate
57.8%
65.9%
Median Household Income
$43,500
$74,755
Crime & Safety
Very Safe
Philo's violent crime rate is 95.1 per 100,000 residents
— 75% lower than the national average of ~380 per 100,000.
Violent Crime
95.1 /100k
Property Crime
832.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Philo is served primarily by Franklin Local.
The student-to-teacher ratio is 14.1:1
(better than the national average of ~16:1).
Metric
Philo, OH
National Avg
School District
Franklin Local
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
14.1:1
16:1
Bachelor's Degree or Higher
6.6%
35.4%
High School Diploma or Higher
93.2%
91.1%
Weather & Climate
Philo sees average highs of 38.4°F in January
and 84.1°F in July,
with 39.5 inches of annual precipitation
and 9.5 inches of snow per year.
Philo's cost of living index is 88, where 100 is the national average.
That makes Philo roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $99,800 and median rent is $769/month.
Philo's violent crime rate is 95.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 832.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Philo are operated by Franklin Local.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 14.1:1. 6.6% of adults 25+ hold a bachelor's degree or higher.
Philo, OH has a population of 811, a median household income of $43,500, and an unemployment rate of 3.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Philo averages 38.4°F in January and 84.1°F in July. Annual rainfall is 39.5 inches
with about 9.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Philo, OH is covered by 1 ZIP code: 43771.
The population of Philo, Ohio is 811 with a median age of 36.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Philo: cost of living index 88 (100 = US average), median home $99,800, median household income $43,500, crime index 31 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Philo side by side with your current city to see the trade-offs.