What are the schools like in Payne, OH?

Payne is served primarily by Wayne Trace Local. The district operates 2 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 12.5:1.

What is the median household income in Payne?

The median household income in Payne, OH is $55,197 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.9%.

What is the weather like in Payne, OH?

Payne has an average high temperature of 32.5°F in January and 85.1°F in July. Annual precipitation averages 37.0 inches and annual snowfall averages 23.6 inches.

Payne, OH Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Payne, OH affordable or expensive?

Payne's cost of living index is 88, where 100 represents the national average. This means Payne is 12% less expensive than the average US city. The median home value is $96,600 and the median rent is $807 per month.

Q: What is the crime rate in Payne, OH?

Crime rate data for Payne is not currently available from the FBI's reported data.

Is Payne, OH a Good Place to Live?

Payne is a small town of 1,458 in Ohio, with a median household income of $55,197 and a 6.9% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Payne stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Payne is right for you depends on your priorities — the full breakdown is below.

All Payne city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.5

Payne's overall cost of living index is 88.5, where 100 represents the US national average. Living in Payne costs roughly 12% less than the average American city.

Metric	Payne, OH	National Avg
Median Home Value	$96,600	$244,900
Median Monthly Rent	$807	$1,163
Homeownership Rate	69.2%	65.9%
Median Household Income	$55,197	$74,755

Crime & Safety

Crime data for Payne is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Payne is served primarily by Wayne Trace Local. The student-to-teacher ratio is 12.5:1 (better than the national average of ~16:1).

Metric	Payne, OH	National Avg
School District	Wayne Trace Local	—
Elementary Schools	2	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	12.5:1	16:1
Bachelor's Degree or Higher	15.4%	35.4%
High School Diploma or Higher	89.2%	91.1%

Weather & Climate

Payne sees average highs of 32.5°F in January and 85.1°F in July, with 37.0 inches of annual precipitation and 23.6 inches of snow per year.

Metric	Payne, OH
Average High — January	32.5°F
Average High — July	85.1°F
Annual Precipitation	37.0"
Annual Snowfall	23.6"

Demographics

Metric	Payne, OH	National Avg
Population	1,458	—
Median Age	30.1	38.9
Unemployment Rate	6.9%	3.7%
Avg Commute Time	21.3 min	26 min
White (non-Hispanic)	92.1%	59.3%
Black or African American	1.2%	13.6%
Hispanic or Latino	2.7%	18.9%
Asian	0.5%	6.3%
Under 18	31.6%	22.2%
65 and over	12.6%	16.8%

Nearby Cities

Antwerp, OH 7 mi Latty, OH 8 mi Woodburn, IN 8 mi Haviland, OH 9 mi Paulding, OH 9 mi

ZIP Codes in Payne

Payne, OH is covered by 1 ZIP code:

45880

Payne vs Other Cities

Payne, OH vs Antwerp, OH Payne, OH vs Latty, OH Payne, OH vs Woodburn, IN Payne, OH vs Haviland, OH Payne, OH vs Paulding, OH

Frequently Asked Questions

Is Payne, OH affordable or expensive?

Payne's cost of living index is 88, where 100 is the national average. That makes Payne roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,600 and median rent is $807/month.

What is the crime rate in Payne, OH?

Crime data for Payne is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Payne?

Public schools in Payne are operated by Wayne Trace Local. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 12.5:1. 15.4% of adults 25+ hold a bachelor's degree or higher.

Is Payne, OH a good place to live?

Payne, OH has a population of 1,458, a median household income of $55,197, and an unemployment rate of 6.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Payne?

Payne averages 32.5°F in January and 85.1°F in July. Annual rainfall is 37.0 inches with about 23.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Payne?

Payne, OH is covered by 1 ZIP code: 45880.

What is the population of Payne?

The population of Payne, Ohio is 1,458 with a median age of 30.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Payne?

Key numbers for living in Payne: cost of living index 88 (100 = US average), median home $96,600, median household income $55,197, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Payne side by side with your current city to see the trade-offs.