What are the schools like in Oxford, OH?

Oxford is served primarily by Talawanda City. The district operates 3 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 16.6:1.

What is the median household income in Oxford?

The median household income in Oxford, OH is $43,132 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 10.9%.

What is the weather like in Oxford, OH?

Oxford has an average high temperature of 38.2°F in January and 87.3°F in July. Annual precipitation averages 43.6 inches and annual snowfall averages 24.9 inches.

Oxford, OH Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Oxford, OH affordable or expensive?

Oxford's cost of living index is 94, where 100 represents the national average. This means Oxford is 6% less expensive than the average US city. The median home value is $215,400 and the median rent is $992 per month.

Q: What is the crime rate in Oxford, OH?

Oxford has a violent crime rate of 89.0 incidents per 100,000 residents and a property crime rate of 748.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Oxford, OH a Good Place to Live?

Oxford is a small city of 22,051 in Ohio, with a median household income of $43,132 and a 10.9% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Oxford stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oxford is right for you depends on your priorities — the full breakdown is below.

All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.1

Oxford's overall cost of living index is 94.1, where 100 represents the US national average. Living in Oxford costs roughly 6% less than the average American city.

Metric	Oxford, OH	National Avg
Median Home Value	$215,400	$244,900
Median Monthly Rent	$992	$1,163
Homeownership Rate	38.1%	65.9%
Median Household Income	$43,132	$74,755

Crime & Safety

Very Safe

Oxford's violent crime rate is 89.0 per 100,000 residents — 77% lower than the national average of ~380 per 100,000.

Violent Crime

89.0 /100k

Property Crime

748.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oxford is served primarily by Talawanda City. The student-to-teacher ratio is 16.6:1 (slightly above the national average of ~16:1).

Metric	Oxford, OH	National Avg
School District	Talawanda City	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	16.6:1	16:1
Bachelor's Degree or Higher	65.4%	35.4%
High School Diploma or Higher	98.3%	91.1%

Weather & Climate

Oxford sees average highs of 38.2°F in January and 87.3°F in July, with 43.6 inches of annual precipitation and 24.9 inches of snow per year.

Metric	Oxford, OH
Average High — January	38.2°F
Average High — July	87.3°F
Annual Precipitation	43.6"
Annual Snowfall	24.9"

Demographics

Metric	Oxford, OH	National Avg
Population	22,051	—
Median Age	21.2	38.9
Unemployment Rate	10.9%	3.7%
Avg Commute Time	16.1 min	26 min
White (non-Hispanic)	78.0%	59.3%
Black or African American	5.3%	13.6%
Hispanic or Latino	4.6%	18.9%
Asian	9.7%	6.3%
Under 18	8.3%	22.2%
65 and over	8.0%	16.8%

Nearby Cities

Darrtown, OH 4 mi College Corner, OH 6 mi West College Corner, IN 6 mi Somerville, OH 7 mi Millville, OH 9 mi

ZIP Codes in Oxford

Oxford, OH is covered by 1 ZIP code:

45056

Oxford vs Other Cities

Oxford, OH vs Darrtown, OH Oxford, OH vs College Corner, OH Oxford, OH vs West College Corner, IN Oxford, OH vs Somerville, OH Oxford, OH vs Millville, OH

Frequently Asked Questions

Is Oxford, OH affordable or expensive?

Oxford's cost of living index is 94, where 100 is the national average. That makes Oxford roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $215,400 and median rent is $992/month.

What is the crime rate in Oxford, OH?

Oxford's violent crime rate is 89.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 748.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Oxford?

Public schools in Oxford are operated by Talawanda City. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 16.6:1. 65.4% of adults 25+ hold a bachelor's degree or higher.

Is Oxford, OH a good place to live?

Oxford, OH has a population of 22,051, a median household income of $43,132, and an unemployment rate of 10.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Oxford?

Oxford averages 38.2°F in January and 87.3°F in July. Annual rainfall is 43.6 inches with about 24.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Oxford?

Oxford, OH is covered by 1 ZIP code: 45056.

What is the population of Oxford?

The population of Oxford, Ohio is 22,051 with a median age of 21.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Oxford?

Key numbers for living in Oxford: cost of living index 94 (100 = US average), median home $215,400, median household income $43,132, crime index 28 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford side by side with your current city to see the trade-offs.